Kredyt na samochód - Central Banks

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Society: Government: Finance: Central Banks

Directories (9)
Journals (1)

See also:

This category in other languages:

Arabic (6)	Chinese Simplified (3)	Danish (3)
Dutch (4)	French (21)	German (6)
Italian (4)	Portuguese (8)	Russian (6)
Spanish (19)	Swedish (2)

Afghanistan - Da Afghanistan Bank - With legal and other information about Afghanistan's central bank.
Albania - Bank of Albania - Site includes minutes of the meetings of the Supervisory Council.
Andorra - Institut Nacional Andorrà de Finances - With information on the Andorran financial system in English, Spanish, French and Catalan.
Argentina - Central Bank of the Argentine Republic - Mission statement, and list of financial institutions.
Armenia - Central Bank of Armenia - About Armenia and the Central Bank, list of financial institutions, and money-supply statistics.
Aruba - Central Bank of Aruba - History, legislation and decrees, and economic statistics.
Australia - Reserve Bank of Australia - Monetary policy statements, economic statistics, description of the payment system, information on banknotes, and other publications and research.
Azerbaijan - National Bank of Azerbaijan Republic - History of policy rates and T-bill issuance, spot FX rates, the bank's internal stucture, and addresses of regional offices.
Bahamas - Central Bank of the Bahamas - Brief summary of monetary policy, foreign exchange regime and regulatory environment.
Bahrain Monetary Agency - List of financial institutions, rules and regulations, money and banking statistics, annual report and quarterly bulletin.
Bangladesh Bank - Also known as the "Central Bank of Bangladesh". About the financial system, the convertibility of Taka, and economic and statistical data about the economy.
Barbados - Central Bank of Barbados - About the bank, Barbados links, and monetary policy.
Belarus - National Bank of the Republic of Belarus - Background, monetary policy guidelines, and list of banks (both open and closed).
Belize - Central Bank of Belize - About the bank's mission and organizational structure, and some economic information.
Bermuda Monetary Authority - List of institutions, links, collectors notes and coins; about Bermuda, and how to form a Bermudan entity.
Bhutan - Royal Monetary Authority of Bhutan - Describes the RMA's legal status, roles, and has the text of relevant laws.
Bosnia - Central Bank of Bosnia and Herzegovina - Legislative structure, history, directories of banks and other associations, notes and coins, and statistical reports.
Botswana - Bank of Botswana - Legislation, speeches, a list of financial institutions, and information on Pula-denominated government bonds.
Brazil - Central Bank of Brasil - Inflation reports, regulations, economic and statistical information, payment system, and history.
Brunei Currency Board - History, legislation, and currency statistics.
Bulgarian National Bank - List of banks, money-supply statistics, and legal framework.
Canada - Bank of Canada - Press notices, economic information, explanation of inflation target and market operations, careers and economic research.
Cayman Islands Monetary Authority - Investment services, requirements for creating a bank or insurance company, history of the currency (including the monetary divorce from Jamaica), and economic statistics.
Chile - Central Bank of Chile - Origin and history and policy objectives.
China - People's Bank of China - Speeches, statistics, rules and regulations for and supervision of financial institutions.
China - State Administration of Foreign Exchange - Press notices from mainland China's FX management agent.
Colombia - Bank of the Repubic - History, economic statistics, inflation and exchange rate reports, banking operations and regulations, and gold museum.
Croatian National Bank - List of banks, policy tools, regulations and legislation, economic and financial statistics, and information on coins and banknotes.
Cuba - Banco Central de Cuba - Comments on monetary policy, on bank supervision, and on the BCC's moves towards a gross real-time settlement system.
Cyprus - Central Bank of Cyprus - History, monetary policy framework, international business incentives, notes and coins, information on government securities.
Czech National Bank - Legal function, monetary policy, banking supervision, payment systems, and economic and financial statistics.
Denmark - Nationalbank - Explanation of monetary policy, the discount rate and CIBOR, notes and coins, bank, mortgage and capital-market statistics, and information on government debt.
East Timor - Banking and Payments Authority of Timor-Leste - Includes the balance sheet of the Autoridade Bancária e de Pagamentos de Timor-Leste.
Egypt - Central Bank of Egypt - Current FX rates, history of Egyptian money, and the latest annual report and quarterly economic review.
El Salvador - Central Reserve Bank of El Salvador - Structure of the financial system, monthly statistical bulletin, and mission statement.
Estonia - Bank of Estonia - Daily FX fixings, monetary policy framework, Estonian banking system, Estonian banknotes and coins, and papers on the EU accession process.
Ethiopia - National Bank of Ethiopia - History of financial Institutions in Ethiopia; about the Ethiopian Institute of Banking and Insurance (EIBI); and results of weekly auctions of foreign exchange.
Faroe Islands - Governmental Bank of the Faroe Islands - Accounts, external reserves, and information about the Faroe Islands economy.
Fiji - Reserve Bank of Fiji - Working papers, regulatory framework, currency collectables, and a webcam giving the best view from any central bank.
Gambia - Central Bank of The Gambia - With information on foreign exchange, government securities, and the structure of the financial system.
Georgia - National Bank of Georgia - Monetary policy and FX regime, acution details, the payment system, and restrictions on the export of currency.
Ghana - Bank of Ghana - History of the bank and contact information.
Guatemala - Bank of Guatemala - Economic information and statistics and contact information.
Guyana - Bank of Guyana - Banking, financial-sector and economic statistics, legal tender, legal and regulatory framework, press releases and contact information.
Hong Kong Monetary Authority - Workings of its currency board, banking policy and supervision, debt market developments, HIBOR fixings and press releases.
Hungary - National Bank of Hungary - Financial information including the history of the composition of the currency basket and its relationship to the forint, economic statistics, and legislative information.
Iceland - Central Bank of Iceland - Official reserves, report on inflation target, annual reports, the 2001 Act of the Central Bank of Iceland, and historical data for REIBID and REIBOR.
India - Reserve Bank of India - Information about monetary policy and operations, issues of government securities, financial and economic statistics, and the RBI museum.
Indonesia - Bank Indonesia - Press releases, regulations including exchange controls, and monetary, economic and banking indicators.
Iran - Central Bank of the Islamic Republic of Iran - With information about the currency, the bank, and governing legislation.
Iraq - Central Bank of Iraq - Includes information on the daily dollar auctions, the governor, and the rebuilding of Iraq's financial architecture.
Israel - Bank of Israel - Semi-annual inflation reports, government bond auctions, and announcements relating to banking supervision.
Jamaica - Bank of Jamaica - Statistical digest, quarterly monetary policy report, and balance sheet.
Japan - Bank of Japan - Monetary policy meetings and minutes, speeches, research papers, statistical releases, quarterly bulletin, and sources of changes in account balances at the BoJ.
Jordan - Central Bank of Jordan - Law and organization structure.
Kazakhstan - National Bank of Kazakhstan - Brief explanation of monetary policy, banknotes and coins, and daily FX quotations.
Kenya - Central Bank of Kenya - Includes a weekly bulletin describing financial conditions.
Kuwait - Central Bank of Kuwait - Purpose, exchange-rate policy, and monetary statistics.
Kyrgyzstan - National Bank of Kyrgyz Republic - Legal staus, foreign exchange laws and monetary policy.
Laos - Bank of the Lao P.D.R. - Includes current FX prices and information on the currency and legislation.
Latvia - Bank of Latvia - About the bank, its monetary policy, payment systems, laws, a history of Latvian money and balance sheets of credit institutions.
Lebanon - Central Bank of Lebanon - Economic and financial data, exchange and payments systems, the history of the Lebanese pound, and information on the banking and financial sectors.
Lesotho - Central Bank of Lesotho - Rural finance and credit scheme, central bank acts and exchange control orders.
Liberia - Central Bank of Liberia - Includes information on the check-clearing system.
Libya - Central Bank of Libya - The monetary authority in the Great Socialist People's Libyan Arab Jamahiriya. Includes some recent laws, a brief history, and more content in Arabic.
Lithuania - Bank of Lithuania - Publications, balance sheets of credit institutions, banknotes, and an explanation of the change in the currency peg from USD to EUR at the start of February 2002.
Macau - Monetary Authority of Macau - History, goals, structure, regulatory orders for banking and insurance, economic statistics and a list of commemorative coins.
Macedonia - National Bank of the Republic of Macedonia - Monetary policy mechanism, payment system, and exchange-control rules.
Malawi - Reserve Bank of Malawi - The publications including the minutes of the MPC meetings.
Malaysia - Bank Negara Malaysia - Exchange controls, national data summary, press notices and a summary of Malaysian financial system.
Maldives Monetary Authority - Includes copies of the Quarterly Economic Bulletin.
Malta - Central Bank of Malta - Banking directives, dealing prices of Treasury Bills and government securities, money-market reports and press releases.
Mauritius - Bank of Mauritius - List of commercial banks and application forms for T-Bill purchases.
Mexico - Bank of Mexico - Monetary and exchange-rate policies, numismatic information and quarterly inflation reports.
Moldova - National Bank of Moldova - Summary of the workings of the domestic debt market.
Mongolia - Bank of Mongolia - Monthly bulletins, banking law, monetary statistics, history and banknotes.
Morocco - Bank Al-Maghrib - Annual report and monetary statistics.
Mozambique - Bank of Mozambique - History, financial and credit statistics, and MAIBOR rates.
Namibia - Bank of Namibia - Balance sheet, payment system, exchange control rules, and announcements of auctions of government debt.
Nepal Rastra Bank - Quarterly economic bulletin, basic economic indicators, information about the rural self-reliance fund and a history of Nepalese capital markets.
Netherlands Antilles - Central Bank Netherlands Antilles - Lists of financial institutions, rules applicable to them, quarterly bulletins and annual reports, and Dutch-language job vacancies.
New Zealand - Reserve Bank of New Zealand - Monetary policy, statistics, the banking system and New Zealand's unusual method of supervision, payment systems, RBNZ research papers and about the new series of polymer banknotes.
Nicaragua - Banco Central de Nicaragua - With annual reports and bulletins of the Central Bank of Nicaragua, statistics, and economic indicators. Current information in Spanish, most documents available in English.
Nigeria - Central Bank of Nigeria - Includes a history of Nigerian monetary policy and of Nigeria's foreign exchange market, press releases, and statistics on government finances and on the economy.
Northern Cyprus - Central Bank of the Turkish Republic of Northern Cyprus - Includes some of the main banking regulations and a list of banks.
Norway - Norges Bank - Press releases on monetary policy and related matters, and a detailed section on the Government Petroleum Fund, managed by a separate unit within Norges Bank called Norges Bank Investment Management.
Oman - Central Bank of Oman - About the bank and contact information, monthly and quarterly bulletins, and information about commemorative coins.
Pakistan - State Bank of Pakistan - IMF agreements, operation of monetary policy, Act and Charter.
Palestinian Monetary Authority - List of banks, statistical bulletins, and information about the intended future issuance of a Palestinian monetary unit.
Papua New Guinea - Bank of Papua New Guinea - Explanation of the objectives and implementation of monetary policy, the rules of exchange controls, and the operation of the government securities market.
Peru - Central Reserve Bank of Peru - Monetary operations, periodic and special reports, and facts about the BCRP.
Philippines - Central Bank of the Philippines - Objectives, functions, calendar of economic releases, and an list of answers to FAQ about the peso's depreciation.
Poland - National Bank of Poland - Structure, governing legislation, economic statistics, and a list of banks in Poland.
Qatar Central Bank - Structure, law and descriptions of banks.
Romania - National Bank of Romania - Museum, economic and financial statistics, press releases, banking licences and regulations.
Russia - Bank of Russia - History, balance sheet, press notices, and data release calendar.
Rwanda - National Bank of Rwanda - Information on bank supervision and monetary policy in English and French.
Samoa - Central Bank of Samoa - Mission, annual reports and monetary surveys, and speeches.
Saudi Arabian Monetary Agency - Currency museum, stock quotations and press releases.
Serbia - National Bank of Serbia - Formerly the National Bank of Yugoslavia, site has history and organization, regulations, monetary policy, the banking system, and how to form a bank.
Seychelles - Central Bank of Seychelles - History, exchange rate system and peg weights, economic statistics, quarterly review and annual report.
Sierra Leone - Bank of Sierra Leone - Includes banking guidelines for diamond exporters.
Singapore - Monetary Authority of Singapore - Directory of financial institutions, statutes and regulations, the "data room" of monetary information, and a licensing guide.
Slovakia - National Bank of Slovakia - Annual Report, monetary and macroeconomic information, banking information, legislation and the Museum of Coins and Medals.
Solomon Islands - Central Bank of Solomon Islands - Annual and quarterly reports, monthly economic bulletins, Currency collectibles, and tenders of Solomon Islands Government Treasury Bills.
Somaliland - Bank of Somaliland - Also known as Baanka Somaliland; site has a list of departments, branches and directors.
South African Reserve Bank - Bank supervision acts and regulations, money-market operations, statement of policy on forward FX trading, press releases, monetary-policy statements, and about the South African Reserve Bank College.
South Korea - Bank of Korea - Economic releases, FX system, chemical composition of coins, and a brief history of the Korean financial system.
Sri Lanka - Central Bank of Sri Lanka - Daily SLIBOR and exchange rates, monthly bulletin and prices at open market operations.
Sudan - Bank of Sudan - Economic indicators, spot FX, annual reports and contact details.
Suriname - Centrale Bank van Suriname - With pictures of items in the collection of The Numismatic Museum of the Centrale Bank van Suriname.
Swaziland - Central Bank of Swaziland - With an explanation of the central bank's mission, monetary surveys back to 1980, and bill tenders.
Sweden - Riksbanken - Economic and financial data for Sweden, FX reserves, and information on government debt.
Swiss National Bank - General remarks on price stability and relevance of LIBOR to monetary policy, rules on monetary-policy repo tenders, schedule of forthcoming speeches, data and statistics.
Taiwan - Central Bank of China - FX statistics, financial institutions, government bond and treasury bill auctions (excel format), monetary policy announcements, and information about new banknotes and coins.
Tajikistan - National Bank of Tajikistan - Banking and payments news in English, Russian and Tajik.
Tanzania - Bank of Tanzania - Debt buyback information, list of registered banks and supervision regulations, payment system, bond bill auction details and application forms, and the Bank of Tanzania Training Institute.
Thailand - Central Bank of Thailand - Decisions of the Monetary Policy Committee, guide to financial investment in Thailand, debt issuance announcements, payment systems, banknotes, and details of assistance to priority economic sectors.
Tonga - National Reserve Bank of Tonga - With information on the law, bank supervision, government bonds, currency and numismatics.
Trans-Dniester Republican Bank - History and press releases.
Trinidad and Tobago - Central Bank of Trinidad and Tobago - Economic commentary and outlook, monetary statistics, and daily inter-bank interest rates.
Tunisia - Central Bank of Tunisia - Currency museum, history of credit ratings, and steps towards full convertibility of the currency.
Turkey - Central Bank of the Republic of Turkey - History, structure, governing law, and financial and statistical data delivery system.
Uganda - Bank of Uganda - Staff papers, annual reports, occasional reports on the state of the economy, and information about the BoU's various credit programmes.
Ukraine - National Bank of Ukraine - Law, financial statements, spheres of activity, and pictures of the banknotes.
United Arab Emirates - Central Bank of the United Arab Emirates - Organisation, and brief comments on the state of the economy and the tools it uses.
United Kingdom - Bank of England - The Old Lady of Threadneedle Street. Site has publications including the semi-annual Practical Issues Arising From the Euro, minutes of monthly monetary-policy meetings, weekly Bank Return, and other press releases.
Vanuatu - Reserve Bank of Vanuatu - Includes a brief history, pictures of commemorative coins and information about the regulation of financial services.
Venezuela - Banco Central de Venezuela - Has some press releases and financial statements in English, and more content in Spanish.
Yemen - Central Bank of Yemen - Function and structure, branches, pictures of currency, balance sheet and FX rates.
Zambia - Bank of Zambia - Economic and financial data, BoZ publications and press releases.
Zimbabwe - Reserve Bank of Zimbabwe - FX in and outflows, supervision and surveillance annual reports, and monthly audited accounts.
Zimbabwe - Zimdollar - RBZ-sponsored information on the dropping of three zeroes from the Zimbabwe dollar, albeit retaining the ZWD code.

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Reklama w internecie jest potrzebna każdemu! Odwiedź Poznań i zobacz co się dzieje w mieście. Strona Aparaty cyfrowe forum to forum poświęcone fotografii (nie tylko cyfrowej). Zobacz sklep internetowy Podręczniki sklep i znajdź potrzebne Ci książki/podręczniki. Czy wiesz, że Blogi za darmo są idealnym sposobem pokazania innym co myślisz? Sprawdź serwis na temat Nieruchomości . Czy wiesz jak przyżądzić Ryby tak aby smakowały każdemu? Zobacz Aparaty cyfrowe Canon w sklepie z aparatami fotograficznymi cyfrowymi. Szukasz czegoś w mieście lub o mieście? Katalog stron Warszawa bedzie Ci przewodnikiem w poszukiwaniach. Czy Leasing dla firm to coś dla Ciebie? Zobacz oferty banków! Banki, banki, Banki oferty - zobacz i znajdź i porównaj dowolną usługe finansową. Chcesz się modnie ubrać? Serwis Ciuchy będzie odpowiednim miejscem, które Ci w tym pomoże. Zainwestuj swoję oszczędności z głową. Fundusze inwestycyjne zestawienie dla Ciebie. Odwiedź Szczecin wiadomości i zobacz co się dzieje w mieście.
Apartamenty Nad Morzem Jan Twardowski wiersze wywołanie zdjęć Krzesła biurowe medale
Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.