Kredyt na samochód - Media

Kredyt na samochód - Media

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Society: Activism: Media


See also:


  • ACME - the Action Coalition for Media Education - A group which is putting on a convention in October, 2002. Goals of the meeting, who should attend, costs, online registration forms, nominate speakers and contact information.
  • Active Free Media - Videos, a listserv, pictures, t-shirts for sale and contact information.
  • ACTivist Magazine - From ACT for the Earth, includes history of the group, newsletter, calendar, campaigns and contact information.
  • Alliance for Community Media - USA - From a nonprofit organization, includes mission statement, about the group, listserv, marketing opportunities, current events, merchandise for sale, resources, recommended links and contact information.
  • American Forum - From a nonprofit organization; includes state forums, services offered, article archive, how to get involved and contact information.
  • the Big Stink Guide - From Australia; includes blog, commentary, image galleries, merchandise, video and recommended links.
  • Campaign for Press and Broadcasting Freedom - A coalition of community and labor groups concerned about the concentration of ownership of Canadian news sources. News, commentary, recommended links, a listserv and contact information.
  • Cause Communications - From a consulting group for activists and non-profit organizations; includes beginner's guide to communicating, resources, services offered, client list, staff members and books for sale.
  • ChristianMedia.ca - From a Canadian-based group of Christians, includes newsletter, recommended links, resources and contact information.
  • Citizens for Media Literacy - Non-profit organization linking media literacy with the concepts and practices of citizenship. Includes suggested reading and contact information.
  • Civic Media - From a group of Romanian journalists, includes mission statement, structure, proposals and contact information.
  • Dobmeyer Communications - From a consultant; includes services offered, suggested stories, tips on promotion and contact information.
  • eActivist.org - A volunteer organization promoting citizen involvement for people without much time for it. Mission statement, petitions, faxes, emails, favorite quotes, how to list your cause, how to support other causes and contact information.
  • Fazendo Media - An online newspaper from a group of students in Rio de Janeiro, includes editorials, special reports, short stories and contact information.
  • Feisty Aphrodite Movement - News blog, newsletter, podcasts, recommended links and contact information.
  • Film Industry Reform Movement - An international association concerned with "propaganda effects" of the US film industry. Mission statement, commentary, forums, press releases, recommended links, topics for further research, listserv, bookstore and how to volunteer.
  • Fire the FCC - News, polls, and an interactive forum dealing FCC regulations, censorship, and freedom of expression.
  • Free Press - From an organization promoting decentralization in broadcasting. Includes how to help, a list of organizations, breaking news, issues of concern and a calendar of events.
  • Free Speech Internet Television - From Public Communicators Inc.; audios, videos, a newsletter, opportunities, membership information, items for sale, contact and donation information.
  • Fresh Green Blog - From an alliance of people who favor the Green party. Upcoming events, links and archives.
  • Friends of the ABC - From a group defending the independence of the Australian Broadcasting Corporation. Includes newsletter, talking points about advertising, the Board of Directors and funding; a discussion forum, contact information and how to submit information.
  • Gaaagle Free Speech Video Images Audio Blog - Commentary, images, video and contact information pertaining to Google's relationship with China.
  • Global Voices Online - From a non-profit organization of bloggers, includes commentary, translated commentaries, RSS feeds, links and contact information.
  • Holding Hollywood Accountable - A group which supports voluntary change by the entertainment industry in favor of portraying less violence. Introduction, recommended links, forums and contact information.
  • Iconmedia - From a Texas-based group, includes videos for sale, a military documentation project, services offered, recommended links and contact information.
  • Independent Media Center - news - From a collective of independent organizations and independent journalists. History of the organization, news, commentary, archives, a listserv, links and contact information.
  • Jean Kilbourne's Lecture Series - Biography, calendar, latest releases, description of her lecture content, about her films, resources, opportunities and contact information.
  • Lying Media Bastards - Includes news, resources, recommended links and rants from radio talk-show host Jake Sexton.
  • Madison, Wisconsin Independent Media Center - From a Wisconsin branch of IndyMedia, about the group, breaking news, analysis, reports on past demonstrations, upcoming events, audio, video, pictures and contact information.
  • The Meadiae Trust - A company striving to improve the lives of rural Africans. Goals, details about the organization, current and past projects, methodology, forums and staff members.
  • Media Education - About the organization, vision, portfolio, forum, projects, current news and contact information.
  • Media Education Foundation - From a nonprofit organization, includes mission statement, the group's history, contact information and previews of videos for sale.
  • Media File - A nonprofit resource and training center. About the organization, history, news, commentary, recommended links, archives, class schedules, how to become a member, special events and contact information.
  • Media Mouse - An independent news and media source in Grand Rapids, Michigan operated by a media activist group; site includes feature length articles, daily news briefs, photographs, book reviews, commentary, video, and audio.
  • Media Tank - Works to bring together media arts, education, and activism to build awareness and support for media as a vital civic, cultural, and communications resource. Includes mailing list, news, press kits, articles, and links.
  • Media That Matters - From a nonprofit organization, includes videos from its film festival, who they are, how to participate and how to order products.
  • Media Transparency - Commentary, analysis and investigative data related to links between prominent conservative think-tanks and their funding sources.
  • Mediarights.org - A group using documentaries to advance social causes. Membership information, information on workshops, news commentary, how to purchase documentaries, upcoming television programs of interest and film festival information.
  • mediawatch-uk - From a UK-based committee; includes press releases, newsletters, publications, petitions, letters, contacts and recommended links.
  • Morality in Media - Commentary, resources and current developments from a national interfaith organization which seeks to combat obscenity and to uphold decency standards in mass communications.
  • NewsBusters.org - About the organization, commentary, forums, images and links to media sources.
  • Our Media - From a global network of scholars; includes planned conferences, white papers, brochures, participants, recommend links and contact information.
  • OUTFOXED: Rupert Murdoch's War on Journalism - From MoveOn.org, includes clips, interviews, publicity, recommended movies and activism campaigns.
  • Planet Earth Media - From a nonprofit public service agency; includes their history, services offered, success stories, who their clients are, a client application form and their Board of Directors.
  • PMW Palestine Media Watch - A group combating what it perceives as an anti-Palestinian bias in the US. How to use the site, contact information for representatives of major publications, an online fax-sending capability, news, commentary, issues of concern, archives, staff members, talking points, a message board, recommended links, how to volunteer, how to donate and a booklet for sale.
  • A program for media reform in Australia - From Terry and Hazel Giesecke; includes overview of concerns, history of the movement, proposals for reform, recommended links and contact information.
  • Progressive Portal: Easy Online Activism - From a group of volunteer contributors. Fax letters, forums, recommended links, download flyers, feedback, purchase merchandise and donate online.
  • Project: Think Different
  • Radio For All - An association of grassroots radio broadcasters. About the group, selected audio, upload facility for new audio, contact information and how to donate.
  • Ray Hanania - Information on conferences, a directory of Arab journalists and publishers, information on the National Arab Journalists Association, commentary, a bookstore and recommended links.
  • RINF.com - From an online community; includes streaming video, a webblog, e-books, forums, chat, FAQ and contact information.
  • Roundtable, Inc. - A production company. About the organization, previous productions, future plans, directions and contact information.
  • Savage Stupidity - From a husband and wife team opposing the viewpoints of conservative radio talk show host Michael Savage; includes news, letters, newsletter, boycotts, things to buy and contact information.
  • Spending Liberally - Current sponsors of Fox News, recommended actions, news blog, registration form and contact information.
  • Underground Advertising - An advertising agency for nonprofits. Who they are, previous clients, services offered, recent publicity, staff members, opportunities and contact information.
  • The Video Activist Network - From an informal association of videographers; includes videos, resources, upcoming screenings, list of members and recommended links.
  • Voices of Hope Productions - From an all women, NJ-based, video production company; includes portfolio, marketing strategies, special programs and information about film festivals.
  • Wiretap - From Alternet, an information source "by and for" young people. News, commentary, recommended links, message boards, upcoming events, image galleries, listserv, archives and contact information.
  • World Campaign - From the Planet Earth Foundation. Includes vision and motivational statements, commentary on a variety of issues, videos and images of public service announcents, recommended links, listserv, a forum and how to contribute.
  • The Zapatista Social Netwar in Mexico - A report for sale explaining the tactics of "netwar" (i.e., communicating grassroots ideas) using the Zapatista rebellion in Mexico as an instructive example.



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Gdzie nad morze Suplementy agencje promocyjne Pan Tadeusz Noni
Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.