Kredyt na samochód - Surplus
Kredyt na samochód możliwy zakup samochodu od dealera, z komisu, od osoby trzeciej, również pojazdu nie zarejestrowanego w Polsce! Zobacz Kredyt na samochód!

Kredyt na samochód - Surplus

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Shopping: Niche: Military: Surplus

See also:

  • A. R. Goss - UK retailer of clothing and equipment. Offers a large range of military style goods including combat trousers of various types, jackets, camping equipment including tents and backpacks.
  • AA Armory - Carries military and law-enforcement equipment and supplies, outdoor and survival equipment as well as firearm accessories.
  • ADV Militaria - Selection includes items from many different countries and time periods.
  • Al's Army Navy - Offers new and surplus Army, Navy, military, police, and civilian clothing. Selection includes tactical, survival and law enforcement gear, BDU's, t-shirts, footwear, accessories, optics, knives, camping, and paint ball supplies.
  • Appalachian Military Surplus - Offers BDUs, jackets, military clothing, survival gear, knives and bayonets, firearm supplies and military manuals.
  • Armed Forces Merchandise Outlet - Offers bags, camping equipment, apparel, insignia, and survival gear.
  • Army and Navy (Surplus) Stores - Retailers of ex-government military clothing and equipment, specializing in British issue. Also offers clothing and equipment to cover most forms of outdoor pursuits.
  • Army Barracks, Inc. - Carries clothing, knives, camping supplies, parachute supplies, footwear, police batons, and ammo cans.
  • Army Navy Military Surplus.com - Selection of clothing, head gear, footwear, personal equipment, including books, videos, and hunting supplies.
  • Army Navy Outdoor, Inc. - Carries military clothing and outdoor gear.
  • Army Navy Sales - Offers t-shirts, pants, jackets, boots, camouflage clothing, knives, combat gear, field equipment, tents, hats, helmets, and collectibles.
  • Army Navy Shop - Offers military and police clothing, outdoor apparel for adults and children, accessories, optics, knives, camping, survival equipment, and various styles of U.S. flags.
  • 54 Army Surplus - Offers firearms accessories, field gear, survival equipment, clothing, and collectors items.
  • Army Surplus and Adventure - Offers British and US military clothing, gas masks, rucksacks, boots, survival gear and camouflage nets.
  • Army Surplus for Less - Offers army and navy surplus and military clothing.
  • Army Surplus of Colorado - Includes clothing, boots, hiking, survival gear, videos, and night vision. Delivers within the U.S. only.
  • Army Surplus Store.com - Offers gun accessories, rain gear, insignia, clothing, head gear, and knives.
  • Army Surplus Warehouse - Offers hardware and tools, camp gear, clothing, boots, backpacks, first aid, and hunting supplies.
  • Army.co.uk - Army surplus, supplies and equipment. Also offers survival courses in the North Wales area.
  • Armygear.net - Includes chemical protection equipment and suits, clothing, ammunition cans, cots, tents, and camping supplies.
  • Army-Surplus.ca - Army surplus from England, Germany, Canada, and the U.S.
  • ArmySurplus.nl - Offers boats, trucks, trains, airplanes, generator sets, uniforms, scooters, beds, forklift trucks, trailers, cranes, and bicycles. All new and or used and in large quantities.
  • Arrowhead Trading Post - Offers canteens, mess kits, full BDU's, and paintball equipment.
  • AWM Military Surplus - Carries army clothing and equipment. Also military watches, camping, torches, rucksacks and tents.
  • Barre Army Navy Store - Selection of hunting, camping, and travel supplies, as well as surplus clothing and gear.
  • Battlefield Adventures - Retails law enforcement and military equipment and clothing, including packs, knives and compasses.
  • Belleville Surplus Store - Buys, sells, and trades equipment and clothing.
  • Brigade Quartermasters, Ltd. - Offers outdoor military survival gear including goods for backpacking and emergency preparedness.
  • British Army Surplus - New and used army surplus clothing, rucksacks, webbing, footwear, headgear, camping equipment, and vehicles.
  • Camo Shop.net - Boots, t-shirts, accessories, and camouflage clothing and caps for adults and children.
  • The Camo Store - Veteran owned online store that specializes in military, hunting and police camouflage.
  • Camosupplies.biz - Offers camouflage supplies, military kit, clothing, and footwear.
  • Coleman Surplus Store - Offers U.S. and European items including camping, hunting, and survival gear.
  • The Command Post - Specializes in surplus military clothing, equipment, and medals.
  • Dave's Army-Navy - Includes collectible surplus with emphasis on US-made items, including Carhartt and Wolverine. Also carries preparedness equipment and supplies.
  • Down Range Sports and Tactical - Specializes in new military tactical gear and equipment.
  • Drop Zone Supplies - Offers new and used British army surplus clothing and gear.
  • Europlus - Army tents, marquees, cookware, and bedding.
  • Exarmy - Includes jackets, trousers, shirts, head wear, footwear, bags, camping, gas masks, and chemical protection gear.
  • Fatigues Army Navy and Surplus Gear Company - Carries apparel, duffle bags, and boots, as well as camping and survival equipment.
  • Federal Army and Navy Surplus, Inc. - New and used hiking, camping, hunting, survival, leather goods, and collectibles.
  • Field and Forces - Specializes in military surplus for shooting, fishing and outdoor pursuits. Exports worldwide.
  • Field Textiles - Includes clothing and accessories, boots, paint ball clothing, hunting, shooting and fishing kits, and camping equipment.
  • Flecktarn.co.uk - German clothing and equipment, specializing in Flecktarn and DPM patterns.
  • Flying Tigers Army Navy Surplus - Includes insignia, clothing, and gear.
  • Forest City Surplus - Offers a large inventory of items covering many areas.
  • Forest City Surplus Canada - Tents, backpacks, sleeping bags, knives, duffle bags, and camping accessories.
  • Fox Outdoor Products - Includes bags and packs, outdoors, clothing, survival, and novelties.
  • Galaxy Army and Navy - Specializes in surplus and camouflage clothing.
  • G.I. Joe Surplus - Specializing in camping, hunting, sleeping bags, combat boots, knives, field gear, and insignia.
  • Global Army surplus - Sells a variety of clothes, bags, outdoors products such as tents and accessories.
  • Golding Surplus - Military combats, kit, and uniforms for camping and survival.
  • Gorilla Surplus - Carries tactical gear, military clothing and accessories, and chemical suits.
  • Hodge Army Navy Store - Offers camping gear, leather hiking boots, jackets, bags, and backpacks.
  • Hoods Surplus Store - Manufactures and retails military equipment and clothing, with a focus on Australian items.
  • Hoods UK - Offers military army surplus including clothing and equipment.
  • Hull Street Outlet - Military surplus selection, used and new office furniture, and foam rubber. No on-line sales.
  • Indiana Army Surplus - Provides surplus clothing and field gear as well as paint ball equipment and firearm accessories. Also includes many military vehicles and displays for sale.
  • Industrial Technologies House - Offers night vision optics including monoculars, binoculars, goggles, rifle scopes, infrared and laser illuminators, and accessories.
  • Intercam - Suppliers of British and international military surplus clothing and equipment.
  • International Military Sales Plus - Carries new and used outdoors and survival gear, including BDUs, dog tags, books and manuals, gas masks and MREs.
  • Iron Mikes Military Exchange - Offers clothing, gear, camping, and collectibles. Also includes current military news and information.
  • Ironclad Surplus - Offers hunting camo, assault vests, boots, and survival accessories.
  • Israel Military Products - Online catalogue for Israeli Defense Forces and Army surplus equipment, memorabilia, and accessories.
  • Jerry Leslie's Sporting Goods, Inc. - Army and Navy Battle Dress Uniforms and hats. Children's camouflage clothing and Halloween supplies.
  • Jones Surplus - Provides camping equipment, clothing, and also sporting goods and law enforcement equipment.
  • Kirk's East German Surplus - Includes East German DDR uniforms, badges, ribbon bars, rank insignia, collar tabs, flags, and books.
  • Lee-Jackson Militaria - U. S. militaria from 1900 to the present including flight jackets, field gear, boots, clothing, and insignia.
  • LoadUp Online Survival Surplus Army Navy Store - Camping gear including backpacks, blankets, camouflage netting, mess gear, first-aid, MRE's, knives, sleeping bags, shovels, tents, and ammo cans.
  • Lowestoft Army and Navy Stores - Supplies outdoor clothing, work wear, footwear, camping equipment and first aid kits.
  • Mad Dog Wholesale - Offers surplus European equipment.
  • Maine Military Supply - Deals in military, survival, and outdoor gear.
  • Major SurplusNSurvival.com - Selling surplus and survival items. Online catalog for camping, outdoors and survival.
  • Mark Kubes Firearms - Offers surplus militaria, parts, and accessories from around the world.
  • Mil Plus.com - Offers U.S. military vehicles: M151 "Mutt", Humvee M998 "Hummer", Elaboration kit for M151, technical manuals and U.S. military surplus parts. Site also includes a discussion forum.
  • Milisupply - UK army surplus, camping or outdoors, sleeping bags, walking boots, waterproof clothing, fishing, camouflage combat items, thermals, Goretex, and Kevlar.
  • Military Craft Pty, Ltd. - Offers military equipment including BDU uniforms, camouflage clothing, boots, backpacks, and presentation merchandise.
  • Military Outlet - Offers police equipment, camouflage, ammo cans, berets, dog tags, BDU's, a large selection of insignias, rucksacks, MRE's and boots.
  • Mountain Gear Surplus Sales - Sells reconditioned military tents and surplus gear.
  • Mr. Militaria, LLC - Specializes in modern U.S. military clothing, equipment, boots, knives, and tactical gear.
  • Murphy's Surplus Warehouse - Large variety of military surplus, including communications, radar, and test equipment.
  • Newport Army and Navy Surplus - Offers military clothing and accessories, camping gear, nautical and decorative items, knives, flags and collectibles.
  • Night Vision Mall.com - Offers night vision and standard optics including goggles, binoculars, rifle scopes, accessories, and military grade units.
  • North East Militaria and Surplus - Retailers in military collectibles and army surplus.
  • Patriot Gear - Offers army combat uniforms, military and army gear, tactical gear, and boots.
  • Pentagon Publishing - Military manuals and cd-roms from all armed services.
  • Perret's Army and Outdoor Store - Retails a large range of army and navy surplus, as well as outdoor gear.
  • Quartermaster Supply - Military surplus items including weapons accessories, field equipment and clothing.
  • R and S Tactical Gear - Features tactical, military, and police gear.
  • Ramco UK Ltd. - Retails British Ministry of Defense surplus, including catering equipment, electronics and test equipment, office furniture, workshop and engineering equipment, and vehicles.
  • Ranger Surplus - Provides military, survival, camping, and outdoor gear.
  • RDD USA - New and used American, European, and Israeli military clothing, field gear, and tents.
  • Russian Army Surplus.com - Specializes in Soviet and Russian Army items including clothing, insignia, and equipment.
  • Russian Combat Gear.com - Site specializes on selling a broad selection of modern/current issue of Russian combat/military gear, including clothing, tactical vests, rain gear, and outdoor equipment.
  • RW's Military Apparel - Products include camouflage clothing, survival equipment and camping gear. Includes a product color chart.
  • S4 Military - Includes clothing, knives, equipment, and insignia.
  • Scopetica.com - Carries a large selection of surplus weapons, accessories, optics, and gear from the Israeli army, police, and security forces.
  • SoldierCity, Inc. - Featuring military clothing, pins, flight and field jackets, and battle dress uniforms.
  • SoldierStuff.com - Free classified listing site with categories for military surplus, firearms, ammunition, and military vehicles.
  • Southeastern Kentucky Rehabilitation Industries, Inc. - Specializes in military clothing and gear.
  • Sprucemtsurplus.com - Dealing in U.S. military surplus, including vehicles.
  • Sterling Tactical Assault Gear - Offers clothing, assault vests, pouches, cases, and accessories.
  • Surplus and Outdoors - Carries combat clothing, camping equipment and work wear.
  • Surplus City Online.com - Retails clothing, gear, manuals, insignia, and knives.
  • Surplus Firearms - Buying and selling surplus militaria, parts and accessories from around the world.
  • Surplus Herbies - Carries army surplus, military supplies, camping equipment and liquidated items.
  • Surplus Outpost - Offers hunting, para-military, and recreation apparel, survival, and camping gear.
  • The Surplus Store - A family owned Maine business selling military and civilian outdoor clothing, camping and survival gear
  • Surplusstore.co.uk - Includes clothing, CO2 guns, boots, sling shots, knives, and swords.
  • Swede and Sons Military Surplus - Features boots, clothing, tents, and body armor.
  • Tanksforsale.co.uk - Sells and buys historical and surplus military vehicles.
  • Ted's Military Surplus - Includes clothing, packs, camping, optics, knives, videos, and manuals.
  • Top of the Range - Specialist military equipment and clothing including ruck sacks, boots, sleeping bags, water treatment systems, GPS, lighting, and camping.
  • Trident - East European collectibles and military surplus.
  • Tri-State Contract Sales - Offering military surplus, apparel, and tactical gear.
  • Tustin Military Surplus - Retailer of survival gear, clothing, and knives.
  • Twin City Surplus - Selection of outdoor supplies, pots, pans, stoves, lanterns, tents, and sleeping bags.
  • U.S. Surplus Corporation - Specializes in patches, insignia, optics, and military style commercial clothing.
  • USGI Military Surplus - Offers helmets, vests, gas masks, chemical protection gear, packs, and firearm parts.
  • Wasserman Enterprises - Offers battle dress, boots, stun guns, optics and gas masks.
  • West Coast Army Navy.com - Offers camping equipment, knives, tents, blankets, and hiking clothes.
  • Western European Products - Specializes in European military surplus clothing and equipment. Includes categories by type and national origin.


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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.