Kredyt na samochód - S
Kredyt na samochód możliwy zakup samochodu od dealera, z komisu, od osoby trzeciej, również pojazdu nie zarejestrowanego w Polsce! Zobacz Kredyt na samochód!

Kredyt na samochód - S

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Shopping: General Merchandise: S

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  • Sacred Ways - Featuring jewelry, meditation accessories, Mayan weavings, Raku pottery, and home decor.
  • Salago - Sells art materials, steam models, leather goods, wooden toys, books, games, and furnishings.
  • SaleSpot - Sells a variety of home and garden products, kids wear and gifts.
  • Sally Huss - Offering art, colorful calendars, greeting cards, and ceramics.
  • Sample House - With a large selection of candles, baskets, soaps, lotions and frames.
  • Sanfords - Toys, figurines, collectibles, and giftware, from Canada.
  • Sarah J - Australian mail order company with items including kitchenware, prints and signs.
  • Sassafras Online - Home décor, tableware, gourmet food, and baby items.
  • Sassak - Offers imported worldwide ethnic crafts, furniture and accessories.
  • Sassy Lady Gifts - Sells a variety of accessories, jewelry, purses and home decor.
  • SaveSomeBucks - Offers products for outdoor activities and sports.
  • Saving Port - Specializing in home and garden, toys and games and furniture.
  • Saybrook Gifts - Representing a variety of crafters and artists with figurines and collectibles, clocks, bath and body products, fine art, and ornaments.
  • Scrapbookgift.com - Offering scrapbooking apparel, hobby and occupational related ornaments, and scrapbook and stamp jewelry.
  • Sea Dreams - Sells bath and body products, jewelry, stained glass, seasonal items, and children's gifts.
  • Seasons LA, LLC - Religious statuary, holiday lawn decorations, and art reproductions.
  • Secret Closet Company - Glass sculpture, stemware, bath and body, candles and potpourri.
  • Secret Hearts - Canadian shop offering candles, frames, pistachios, gourmet oils and vinegars, and fruits in Liqueur.
  • Seek Ye First - Sells beauty products, jewelry, vitamins and incense.
  • Senior Shopping Network - Offers health, safety, beauty and home products seniors.
  • Seniorstore.com - Gifts for seniors including 50th wedding anniversary, retirement gifts and low vision products.
  • Sepharus - Home theater, electronics, photography, housewares, jewelry, and perfume.
  • Seventh Avenue - A range a products from house wares to camping gear.
  • SG Box - Health products, books, music, food, games, and variety merchandise from Singapore.
  • Shapiro Wholesale - Buying and selling of close-outs and liquidations. [registration required, no minimum]
  • Sharpe Designs - Products inspired by the decorative art of the British Celts such as Heaven and Earth and the Cymru collection and Dragonesque clothing and jewelry.
  • The sharper edge - UK supplier of home and garden, electronics, gifts and games.
  • Shawnimals - Features handmade stuffed creatures, as well as t-shirts and buttons.
  • Shea's Collectibles - Offers a wide variety of animal piggy banks from elephants to beagles, many breed and specific designs.
  • Sherry's Designs - Featuring jewelry, wildlife prints, and scarves.
  • Ship The Web - Features a range of products such as moleskine notebooks, litecubes, foof chairs, and Kikkerland items
  • Shipstore - Offers nautical merchandise such as models, clocks, instruments, tableware and jewelry.
  • Shop Art UK - Offering painting and drawings, sculpture, jewelry, pottery, and cloth items by UK artists. Shipping offered worldwide.
  • Shop by the Bay - Incense and essential oils, crystals and pendants, and handmade clothing from Australia.
  • Shop De Palma.com - Offers floral arranging items, Wash-it laundry products and flip top travel jewelry cases.
  • Shop Online India - Offers a wide range of products such as gadgets, electronics, gifts, office, health and automotive.
  • Shop4bamboo - Sells bamboo products such as frames, home decor and furniture.
  • Shop4Brand - Offering designer brand watches, diamond jewelry, sunglasses and handbags.
  • Shopdebello.com - Boutique specializing in designer shoes, candles, bags, jewelry and accessories.
  • ShopForLadies.com - Offering a variety of body products, chocolates, jewelry, candles and flowers.
  • ShopLite - With brand name watches, knives, cutlery, tools, heart rate monitors.
  • Shop4Love - For related candles, poems and potions.
  • Shop@Mackin - An array of fitness equipment, automotive accessories, cigarette lighters and laser pointers.
  • Shopping Affair - Unique products include wine accessories, art glass, jewelry boxes, hammocks, and picnic baskets.
  • Shopping In Your Pjs - Sells a variety of products such as personalized gifts, toys, and home decoration accessories.
  • Shoprite electronics - Offers a range of electronics equipment, clothes and small appliance.
  • The Shops of Buchanan Place - Offering collectibles, bath and body and cat themed merchandise.
  • Signature Creations - Offers vinyl lettering and home decor signs. Describes products.
  • Signs of Distinction and Creative Forces - Offers a range of hand crafted jewelry, gift baskets, bumper stickers, and art.
  • Silk & Silver - Jewelry, watches, and collectibles that include Harmony Kingdom, Molenniums, and Robert Harrop
  • Sillyprilly - Offering dolls, figurines and collectibles.
  • Silver b3 - Offers classic, Celtic and design-led gifts, personal accessories and jewellery.
  • The Silver Company - Offers English sterling silver gifts for men, women and children such as homeware, photo frames and candles.
  • The Silver Dragon - Offering dragon figurines, cake accessories, glasses, Medieval wedding accessories, herbs, and jewelry.
  • The Silver Fox Club - Offers apparel, executive gifts, games, golf and travel accessories.
  • The Silver Goose - Specializes in monogrammed silver jewelry and gift items for weddings and special occasions.
  • Silver Impressions - Offers a variety of silver jewelry and pewter gifts for weddings, holidays, home and table, baby items, trophies, and awards.
  • Silver Land - Items offered include clothing, Native American inspired crafts, biker accessories, music and games.
  • The Silver Monkey - Specializes in fashion jewelry, handbags, baby and wedding gifts.
  • Silver Moon Xtreme - Sells video game accessories, music, and jewelry.
  • Silver Shak - Offers hand made jewelry and wooden stand and candles holders.
  • Silver Tech - Offers a variety of new, antique, and vintage items such as stereos, radio, collectibles, books, and used videos.
  • SilverChicks - Offers jewelry including sterling silver and African trade beads and also art print, dresses, bags and baskets.
  • Simpler Times Village - Offers a variety of gift. Themes include country, primitive, valances, lodge, cowboy and Victorian.
  • Simply Done - Offers selection of personalized gifts for men, women and children include tote bags, jewelry, travel accessories, aprons and tabletop items.
  • Simplyfair - Offers Fairtrade certified products such as teas, coffees, gifts and sports balls.
  • SimplyUs - Offers handcrafted soaps, electric tart warmers, jewelry, and baby supplies.
  • Sj Shine - Offers home decoration, mugs, dolls and gifts.
  • SkyMall - Includes tools, electronics, toys, travel and decor.
  • Slacktime - Sells paintball guns and accessories, skateboards and clothing.
  • SmartBargains - Includes electronics, home furnishings, toys, shoes and apparel.
  • The Smokin' Dragon - Glowing and smoking ceramic incense burners. Other types of incense burners, and novelty gifts also available.
  • Smythson of Bond Street - Customized stationery, leathergoods, diaries, and books.
  • Snot Angel - Offers Rock t-shirts, toys, guitars, game apparel and tobacco pipes.
  • Soaps By Betty - Coffee, dish cloths and soap.
  • Soccer Gift Shop - Offers a variety of soccer gift pennants, banners, and imprinted souvenir T-shirts.
  • Sodus Point Trading - Offers nautical gifts and collectibles, home decor, and apparel.
  • The Something Else Store - Candles, soaps, windchimes and crystals.
  • The Sonoman Co. - Offers olive oil, nautical instruments, tea, books, and a magazine.
  • Sophisticated Savage - Sells bamboo wind chimes, tikis, sarongs, prints and greeting cards.
  • Sota - Handmade jewelry, kitchen ,home accessories and office furnishings.
  • South Carolina Memories - Offers clothes, art, jewelry, food, collectibles and gift baskets.
  • South Carolina Shop - Includes clothing, glassware, corkscrews, dog collars, and portfolios.
  • Southern Reflection - Cosmetics and fragrances, ladies accessories,and aromatherapy.
  • Sozra Studio On-Line - Offers music and hand crafted jewelry.
  • Space Shack - Offering a wide variety of space related gift items for everyone from the junior astronaut to the avid collector.
  • Sparklesoup - Offering books, t-shirts and mugs.
  • Special Occasions - Offering wood dolls, recipe holders, potpourri, plaques, and bag holders.
  • The Spectrum - Arts and crafts in a variety of media, handmade by American craftsmen.
  • Spencer's Online - An array of items from lava lamps to Chucky Dolls.
  • Spirit Of Nature - Offers clothing from hemp, natural skin care, organic baby clothes, bedding, and wooden toys.
  • SplashBug - Offers a range of beads, jewelry and beach wraps and other batik clothing.
  • Sporty's - Sells aviation and leisure products.
  • Squitti's - Purveyors of jewelry, religious items and sculptures.
  • S&S Worldwide - Large selection of arts and crafts supplies, preschool and Sunday school crafts for kids, party supplies and decorations, sport items, games and novelties.
  • St. Louis Wholesale - Sells eyewear, clothing, collectibles, jewelry, toys and novelty items. USA.
  • Straw Bale Trading Post - Native American crafts, home decor, jewelry, clothing, and yerba mate tea.
  • Streamstores - Offers hair and beauty supplies, sunglasses, and electronics.
  • Street Puppy - Sells refrigerator magnets, wall clocks, sterling silver and leather jewelry.
  • Strib Stuff - Fun items including prints, mugs and bags.
  • Suardo - Manufacturer of Spanish colonial silver art such as chalices and crucifixes, silver jewelry and modern silver collectibles.
  • Summer Raine - Offering candy wrappers, home decor and gifts. Includes testimonials, company policies and frequently asked questions.
  • Sunday Colors - Offering housewares, pet products, health and beauty, electronics and clothing.
  • The Sundog Company - Offering cork boards, wine holders, wall art, bracelets, necklaces and key rings.
  • Sunpower Superstore - Alternative health products, kitchenware, bath and beauty, food, and electronics.
  • Sunrise Shopper - Offering herbs, vitamins, jewelry and kitchen gagets.
  • Super Happy Fun Time Store - Offers decor items, collectible dolls, jewelry, incense, knives and swords and accessories.
  • Super Retro - Offers pictures and clothes from 60s and 70s.
  • Superdollarmall - Sells various accessories for baby, home and pet, and women shoes.
  • SuperheroStuff.com - A selection of screen printed super hero t-shirts. Also includes lunch boxes, magnets, stickers, patches, and waste paper baskets.
  • SuperNatural Art - Offering fantasy, gothic, and science fiction themed items. Includes figurines, jewelry, art, magnets, wind chimes and candles.
  • Supervosges - Jewelry, kitchenware, and health. Located in France, site delivers worldwide.
  • Surpriseli - Offering a wide variety of Israeli gifts, jewelry, prints, houseware and gadgets.
  • Susans Uniques Gifts - Offering floral decor items, gift baskets, crafts, lamps and mailboxes.
  • Sweet Melissa's Dream - Offers natural and hand-made products including bath and body, aromatherapy, clothing, kitchen, garden, and candles.
  • Sweet Scentiments - Offering a variety of collectibles, candles, baby items, jewelry, quilts, and religious items.
  • Sweet ScentSations - Terracotta oil diffusers, aroma lamps, oil lamps and beauty products.
  • Sweethearts Nest - Sells holiday decor, kitchenware, candles, garden, cookbooks, seasonal items.
  • Sweets-N-Treats - Jellybeans, sun catchers, key chains, stuffed animals and wood crafts.


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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.