Kredyt na samochód - Academic Departments

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Science: Biology: Institutions: Academic Departments

See also:

Reference: Education: Colleges and Universities (36,938)
Science: Institutions: Academic Departments (3)

This category in other languages:

Danish (6)	Dutch (6)	French (18)
German (66)	Italian (23)	Norwegian (5)
Polish (15)

Amherst College - Biology Department - Overview of the department, courses, faculty, research, facilities, alumni, seminars, and links.
Auburn University - Department of Biological Sciences - General departmental information, degrees, faculty, and staff. Also includes an overview of the hybridoma, sea laboratory and microscopy facilities.
Baylor University - Biology Department - General information, academic programs, faculty and staff.
Berry College Department of Biology - Information about facilities, faculty, undergraduate curriculum, and research.
Boston University - Biology Department - Department news and guide to academic programs.
Brandeis University - Life Sciences - Information on programs of study, news, faculty, research, seminars, departments, and related links.
Brigham Young University - College of Biology and Agriculture - Contains department, graduate, student, alumni and staff information.
Brigham Young University - Plant and Animal Sciences - Faculty and staff listings, academic programs, and contact information.
Brown University - Biology Undergratuate Education - Undergraduate student information, majors, courses, events, faculty, and administration.
California Institute of Technology - Biology Division - History, course descriptions and schedules, calendar of events, facilities and resources, research areas, faculty and staff, programs of study, and retreat photographs.
Carnegie Mellon University - Department of Biological Sciences - Education, research, seminar series and job opportunities. Also includes application deadlines and related articles.
Case Western Reserve University - Biology Department - General departmental information, directory, course listings, and links. Also includes information about the Howard Hughes Medical Institute programme.
Cold Spring Harbor Laboratory - Watson School of Biological Sciences - General information, course offerings, faculty, and links.
The College of William and Mary - Department of Biology - Undergraduate and graduate student information, course descriptions, faculty, staff, and related resources.
Columbia University - Department of Biological Sciences - Provides information about undergraduate, graduate and postdoctoral programs in biology. Employment, seminars, resources, and links.
Cornell University - Office of Undergraduate Biology - Overview of the department, core requirements, programs of study, advising, research, careers, alumni, and news.
Dalhousie University - Biology Department - General departmental information for graduate and undergraduate students, research, course descriptions, facilities, faculty and staff, news, events, and related links.
Dartmouth College - Department of Biological Sciences - Overview of graduate and undergraduate studies, faculty information, resources, events, and history.
Duke University - Department of Biology - Overview of the department, including education, research, and people. Also features seminars and job opportunities.
East Carolina University Department of Biology - Teaching and research in ecology, evolution and organismal biology, and cellular and molecular biology.
Eastern Connecticut State University - Biology Department - Philosophy of the biology program, theoretical and applied course offerings, students, alumni, and related links.
Eastern Connecticut State University - Biology Department - Philosophy of the biology program, theoretical and applied course offerings, students, alumni, and related links.
Emory University - Biology Department - Includes an overview of the undergraduate and graduate programs, as well as topic-specific resources.
Emory University - Graduate Division of Biological and Biomedical Sciences - Includes faculty profiles, admissions information, FAQs, programs, and achievements.
Galludet University - Department of Biology - Describes courses, faculty, special programs, degree programs.
The George Washington University - Department of Biological Sciences - General information, program overview, faculty and staff.
Georgetown University - Biology Department - Information about programs of study, faculty, alumni, student resources. Also includes a seminar schedule and student organizations.
Georgia Institute of Technology - School of Biology - Program listings, news, seminar and event calendar, faculty and research interests, job opportunities, and biology student intranet.
Harvard University Undergraduate Biology - Information about courses in the biological sciences, research opportunities, and concentration requirements.
Hollins University - Biology - Course offerings, major requirements, faculty listings, research, internship, and study abroad information.
Illinois State University - Department of Biological Sciences - Programs of study, faculty, staff, students, course list and events. Also includes student organizations and information on computing services.
Indiana University - Department of Biology - General information, news and events, graduate and undergraduate program details, community, and resources.
Iowa State University - Biology Program - Information for prospective students, programs of study, faculty and general departmental information. Also includes community programs for current students.
Iowa State University: Molecular, Cellular and Developmental Biology - Curriculum, perspectives, seminars, associations, profiles, application, and contact details.
Johns Hopkins University - Biology Department - The first biology department in the United States of America. Includes program details, events and news, contact directory, information about faculty and facilities, and links.
Kent State University - Department of Biological Sciences - General information, faculty, facilities, news, events, and programs of study.
La Trobe University - Genetics - Prospective student information, seminar list, genetics links, directory for staff and faculty, and e-mail lists.
Lehigh University - Department of Biological Sciences - Programs of study, faculty, staff, application guidelines and directions to the department. Also includes information about the Hughes research program.
Louisiana State University - Department of Biological Sciences - Course offerings, job listings, links, and information on the department, undergraduate studies, and graduate studies.
Loyola College - Department of Biology - Degree information, courses, faculty and staff, physical facilities, research, and links.
Loyola University Chicago - Department of Biology - General departmental information, programs of study, and research.
Lund University - Department of Cell and Organism Biology - List of seminars and research interests, and overview of education.
Mars Hill College - Biology and Health Sciences - Provides information on biology, botany, and zoology majors at this small liberal arts college. Admissions, alumni, and overviews of majors available.
Massachusetts Institute of Technology - Department of Biology - General information, undergraduate, graduate, and postdoctoral studies, faculty, areas of research, staff and administration. Also includes a department calendar and seminar information.
Mayo Graduate School - Biomedical science postgraduate degrees. Includes admissions and summer fellowship information, the dean's perspective, and a description of benefits.
Mississippi State University - Department of Biological Sciences - Programs, faculty and staff, courses, seminars, facilities, and a discussion group.
New York University - Department of Biology - Programs of study, faculty, research, admissions, financial aid, facilities, resources, and news.
Northwestern University: Program in Biological Sciences - Overview of degree programs, courses, faculty, and research interests.
Oklahoma City University - Department of Biology - Departmental index including degree information, faculty and staff directory, newsletter, courses, and contact information.
Oklahoma State University - Biomedical Department - Offers M.S., Ph.D. and D.O./Ph.D. degrees in anatomy, biochemistry, cell biology, microbiology, pharmacology, and physiology.
Oregon Health and Science University - Research programs, links, and contact information.
Penn State University - Department of Biology - Programs of study, research, news, seminars, and links. Also features online course materials for current students [login required].
Princeton University - Department of Ecology and Evolutionary Biology - Carries out research in a wide range of areas across evolution and ecology. Offers faculty research interests. an overview of the graduate and undergraduate programs, facilities, and contact information.
Princeton University - Department of Molecular Biology - Facilities, news, post-doctoral fellows, funding, jobs, and research projects.
Purdue University - Department of Biological Sciences - Research a broad range of subjects including enzyme mechanisms and protein atomic structure. Includes people, publications, and undergraduate and graduate programs.
Rice University -- Department of Ecology and Evolutionary Biology - General departmental information, faculty, seminars, and programs of study.
San Diego State University - Biology - Details about graduate and undergraduate programs, including lecture schedules, admissions info, news, research, and faculty. Also features resources and electronic journals.
Smith College - Department of Biological Sciences - Page provides information on major and minor requirements, faculty research, course descriptions and web sites, graduate programs, and facilities.
Southwestern Adventist University - Department of Biology - General information, course descriptions and schedules, faculty, students, alumni, and links. Also features field trip details and an online herbarium.
St. Ambrose University - Biology Department - Faculty listings and research interests, clubs, Bachelor of Science requirements, and course information.
Stanford University - Department of Biological Sciences - Overview of the department, course schedules and descriptions, research, faculty, students, and facilities.
Swarthmore College - Department of Biology - Overview of the department, programs of study, faculty, course descriptions, research, facilities, and news.
Swiss Federal Institute of Technology at Zurich - Department of Biology - Overview, departmental subdivisions, groups and laboratories, research projects, courses and lectures, and services.
UK University Biology and Bioscience Departments - Links to over 300 UK university biology and bioscience departments, including medical, dental, veterinary, nursing and midwifery schools.
Universiteit Utrecht (Netherlands) - Faculty of Biology - Research groups, schools, admissions, and relevant school links. Some portions in Dutch.
University of Calgary - Department of Biological Sciences - General information, programs of study, newsletters, seminars, department staff, divisions, contact information, and related links.
University of California at Berkeley - Division of Biological Sciences - Overview of the division, academic departments, related museums and research units, as well as resources.
University of California at Irvine - School of Biological Sciences - Programs of study, faculty, research, alumni, and external relations. Also includes teaching resources and calendar.
University of California at San Diego - Division of Biology - General division information, academic sections, faculty and research, programs of study, support services and alumni. Also includes affiliates and news.
University of California at San Francisco - Program in Biological Sciences - A consortium of several departments, offering graduate and post-graduate research opportunities in the biological sciences. Contains information on programs of study, faculty, courses, and events.
University of California at Santa Barbara - Biological Sciences - Information about individual departments, programs of study, directory, support services, and news.
University of Chicago - Division of Biological Sciences - General information, graduate and professional departments, committees, institutes and centers, newsletter, faculty and student resources, and course listings. Also features information about the Pritzker School of Medicine.
University of Colorado - Department of Pharmacology and Graduate Program in Pharmacology - Overview of pharmacology graduate program, curriculum, research interests, postdoc pages, and employment opportunities.
University of Essex - Department of Biological Sciences - Information about programs of study, staff, students, research, seminars, centres, links and downloads. Also features information about financial assistance.
University of Florida - Biological Sciences Program - Features details about the integrative biology major, as well as course listings and contact information.
University of Hawaii - Pacific Biomedical Research Center - PBRC is the third largest research institute at the University of Hawaii. Offers mission statement, faculty research interests, programs, facilities, minority training, news, and staff-only areas.
University of Idaho - Department of Biological Sciences - Guide to the department, including undergraduate and graduate programs, faculty, courses, news, and research.
University of Illinois at Springfield - Biology Department - Information on academic programs, faculty, students, research, and facilities. Also includes the local biology club.
University of Illinois, Chicago - Department of Biochemistry and Molecular Genetics - A resource on graduate study and research opportunities in the department's PhD program. Information on departmental affiliates, curriculum, seminars,and links to resources.
University of Maryland - Biological Sciences - Online course catalog, graduate and ungraduate programs, faculty research interests, and calendar of seminars.
University of Massachusetts at Amherst - Biology Department - Overview of the department, teachers, staff, students, programs of study, courses, seminars, academic resources, and links to individual faculties.
University of Miami - Department of Biology - Information on the undergraduate and graduate degree programs, as well as research, faculty, facilities and other programs available from the department.
University of Miami: Miller School of Medicine - Biomedical Research Graduate Programs - Overview of graduate programs, admissions, research facilities and resources, information for postdocs and alumni.
University of Nebraska at Lincoln School of Biological Sciences - Describes educational programs and research facilities, including biological stations in nearby prairielands.
University of Nottingham - School of Biology - Course information, details of research and postgraduate training, and staff list.
University of Paisley - Division of Biological Sciences - Includes general information for staff and students, course notes, research, and related links.
University of Pennsylvania - Department of Biology - General departmental information, programs of study, courses, research, facilities, people, and calendar.
University of Pittsburgh - Department of Biological Sciences - News, graduate and undergraduate programs, events, outreach programs, faculty, and current research.
University of Tennessee - Division of Biology - Departments, projects, research, events, and seminars.
University of Texas - Graduate School of Biomedical Sciences - Overview, admissions, program details, research fellowship details, faculty, and links.
University of Toledo - Department of Biological Sciences - Information for current and prospective students and researchers: contact information, news, jobs, course information, and research descriptions.
University of Virginia - Department of Biology - General information, programs of study, research directions and centers, faculty, and a department directory.
University of Washington - Department of Biology - General information, news and events, information for students, courses, teaching, and research. Also features undergraduate symposiums and resources.
Washington University - Biology Department - Overview of the department, programs of study, faculty, and seminars.
Wayne State University - Biological Sciences - Course offerings, seminars, undergraduate and graduate programs, and a virtual tour.
Wellesley College - Department of Biological Sciences - General information, course descriptions, research, facilities, faculty, and related links.
Wesleyan University - Biology Department - Information on faculty, staff, programs, seminar series, clubs and Wesleyan Women in Science.
Williams College - Biology - General information, course list, students, research, current projects, facilities, and events.
Yale University - Department of Molecular, Cellular and Developmental Biology - General information, programs of study, facilities, personnel, and seminars.

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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.