Kredyt na samochód - Home and Garden

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Regional: Europe: United Kingdom: Business and Economy: Shopping: Home and Garden

Barbecues@ (10)
Fertilisers and Soil Additives@ (13)
Garden Accessories@ (125)
Garden Centres and Nurseries@ (39)
Garden Tools and Machinery@ (47)
Gardens (754)
Hydroponics@ (21)

Directories (10)
Energy Conservation (6)
Green Living@ (24)
Packing and Shipping Supplies (16)

See also:

Acantha Fireplaces - Manufacturers and distributors of natural marble and stone surrounds, fireplaces and bathroom ranges. Products, local stockists, London showroom. Prices in UK pounds, Euros and US and Canadian dollars.
Alaris - Offers kitchens, bathrooms, furniture and lighting.
Astro Flag - Mail order flags to custom design. Includes St George, St Andrew, England and Scotland.
Bombay Duck - Online shopping from London-based mail-order catalogue offering range of lighting, picture frames, gardening accessories, giftware, furniture, storage products, silverplate, home office products, kitchenware, games and bathroom accessories.
B&Q - Nationwide chain offering DIY supplies and goods for the home and garden. Online shopping, store finder and advice on projects.
Carpets Direct (GB) Ltd. - Carpet underlay and accessories, pine and metal beds from retailer based in Hull.
Cath Kidston - Offering brightly coloured items for the home. News, online catalogue, and a list of shop locations as well as online purchasing.
Chameleonic Limited - Portfolio of hand-made furniture, lighting and accessories from London-based designers; special offers available on-line.
Chiltern Mills - Yorkshire-based retail chain offers home furnishings and accessories, including soft furnishings, bed linen, duvets, pillows, towels, lighting, kitchenware and curtains.
Completely Modern - Includes furniture, bathroom fixtures, cookware and kitchen appliances.
Declutter Home Storage Solutions - Sells clutter-free home and garden storage solutions and products. Product details and online purchasing.
Design-Conscious - Retailer of modern furniture, lighting, accessories and gifts - categorised by designers and manufacturers. Includes company profile, online ordering, special offers and mailing list.
Designhound - Interior design shopping site offering furniture, artwork and accessories.
Detail - Offer contemporary homeware, modern furniture, kitchen and bathroom accessories, gifts, lighting and design-led books. Catalogue and contact details.
Dutch by Design - Home furnishings and accessories from Dutch designers. Products, information, online shopping, contact details.
Enigma Furnishings - Designers and importers of design-led furniture and giftware based in Lymington, Hampshire make special offers available on-line.
eSpares - Suppliers of a range of branded and non-branded replacement electrical spares and accessories.
EZStyle.co.uk - Design-led homewares, lighting and gifts with a selection of products arranged by category.
Factory2u - Manufacturers and suppliers of a range of various home products. Items include bedding, garden, curtains and camping. Includes a shopping cart.
FCI - Sells contemporary and modern furniture for bedroom and dining rooms. Online purchasing and details of London locations.
FoamForComfort - Mail-order retailer of Dunlopillo Latex and foam products offering made to measure cushions and mattresses.
The French House - Hand-made products for the home and garden from artisans and family firms all over France. Online shopping.
Futura Emporium - Offer a showcase of modern and classic design, including one-off vintage pieces. Online shopping for furniture, lighting, fashion, jewellery and home accessories.
Green's of Gloucestershire - Sells political flags of the world.
H. T. Maddocks and Son Ltd. - Spares, small appliances, tools, DIY, floorcare and kitchencare products to order on-line for delivery in the UK and Europe from retail and trade supplier of domestic appliance spare parts based in Treforest, Pontypridd, Mid Glamorgan.
Habitat - Ideas for lounging, working and dining, plus store locator and other information from high-street furnishing retailer.
Heal's - Contemporary furniture and modern homewares. Profile, illustrated catalogue and shopping cart.
Heritage Home and Garden - Online shopping offering a range of goods for the home and garden.
High Tech Living Solutions - A range of bathrooms, kitchens, furniture, sofas, fingerprint locks, and hot tubs.
History In The Making - Makers of period and modern furniture, joinery and garden buildings, medieval and Tudor reproductions to museum standards. Catalogue, gallery and contact details.
Home and Garden Gifts.co.uk - A business based in Rugby offering gifts for the home, garden and special occasions.
Home Hardware - Offers online brochure, email list, feedback form for homeware, utensils and product categories from adhesives to toys. Provides locator for outlets throughout England and Wales.
Home Image - Home accessories and gift products, including furniture, lighting, table top and seasonal items, bed linen and housewares.
The India Shop - Classic Indian furniture both old and new and handicrafts from importer based in Marlborough, Wiltshire; mail order catalogue available, but not online.
Interiors at Wolverhampton Ltd - Suppliers of kitchen and bathroom fittings from taps to showers and sinks. Electrical appliances, furniture and tiles also available.
Internet Plumbing Supplies Ltd - Sells domestic central heating boilers. Explains boiler types available and their uses. Free UK delivery.
Iron Directory - Sells ironwork for the home and garden. Focuses on wrought ironwork. Product details, prices and online ordering.
Jerry's Home Store - US style housewares and furniture. Catalogue with prices and shopping cart.
Jim Lawrence Traditional Ironwork Ltd. - Offer hand made ironwork products. Contact details and gallery.
Kazzbar - Handmade Moroccan furniture and accessories: mosaic fountains, silk kilims, lanterns, copper sinks, terracota pots, glassware, ceramics, and furniture.
Kiarie - Offer contemporary furniture, lighting, decor, candles and fragrances. Online catalogue and shopping cart.
Leafcutter Design - Range of tiles, natural stone and lighting with an emphasis on design and raw materials.
livinghouse.co.uk - Offers a range of interior design products, including floorings, fireplaces, radiators and bathroom accessories.
Maelstrom Online - Shop online for contemporary, progressive, modern giftware, lifestyle products and furniture.
Maison - On-line shopping for soft furnishings and linen, including bed linen, table linen, gifts, accessories, and for babies and children.
Maurice Lay - Distributors of branded kitchen, bedroom and bathroom products. Features online ordering. Requires Flash plug in. Showroom in Avonmouth.
McCord - Furniture and accessories. Includes catalogue and shopping cart.
Miam Miam Limited - Supplies French interior accessories including L'Occitane cosmetics, quilts and cushions, clocks, and furniture. Online shopping.
Mode Home and Garden - Barbeques and accessories, gas patio heaters, garden furniture, outdoor lighting, flames and torches, suede and leather soft furnishings, and cowhides.
Mojo - On-line shopping for lifestyle products for home and office. Includes details of services.
My Home Sweet Home - Offers a collection of house hold and garden items. Contains a product search facility and shopping cart.
Nigel Tyas - Handcrafted ironwork including curtain poles, candlesticks, gates, railings and mechanical doorbells. Profile, illustrated catalogue and ordering instructions.
Ochre Furniture Designs - Interior furniture, lighting and accessories from London makers.
OKA Direct - Rattan furniture and accessories direct from the source books of international decorators via catalogue of Modbury, South Devon firm; order online, by post or by telephone.
One Village - On line retailer and wholesaler of craft made articles for the home, and helping producer communities by fair trade. Based in Charlbury, Oxon.
Plastique Vinyl Graphics UK - Offer cut vinyl graphics to personalise and identify your wheelie-bin. Online catalogue, with application and ordering instructions.
Pucca Products - On line shopping for cookware, household electrical goods, and garden products.
Purple Puffin - Offer a range of gifts, furniture, home and garden accessories. Online shopping.
PVR Direct - Supply many industries including manufacturing, hygiene and janitorial, and DIY.
Reminis Period Emporium - Handcrafted period accessories for the home. Online shopping for furniture, lamps, metal and glass-ware, tapestries, cushions, and throws.
RGK UK Ltd - Specialists in equipment for housekeeping, cleaning, air quality, and security. On-line catalogue, shopping, and details of current offers.
Robert Dyas Direct - Range of products for the home, kitchen, garden, and DIY.
Robert Welch Studio Shop - Collection of household products designed for beauty and utility by craftsman. Offers sales by mail order, online or by telephone, fax and e-mail.
Scales Express - Bathroom, kitchen and postal scales. Illustrated catalogue with special offers and shopping cart.
Shaker Ltd. - Selection of pure and simple gifts, furniture and home accessories from London-based retailer.
Sour Designs - Specialise in striking and original designs produced for the home and garden. Aims to introduce new practical materials into domestic designs.
Tarps.co.uk - Offers discount tarpaulins. Describes the product with a table of available sizes and prices, and ordering instructions.
Tchibo - Coffee shops also selling housewares, accessories, and clothes.
Ultra Group - Online shopping for bathroom and kitchen products by Hudson Reed and Amber.
Vonbo Ltd - Designs and manufacture hand-crafted products for the home. Including furniture, lighting and contemporary artwork and wall prints. Details, prices and shopping cart.
Wheredidyoubuythat - Offers a range of lifestyle goods for the home and garden. Search by room or products.
The White Company - Offers bed and bath linen, homewear and accessories.
Wholesale Carpets - Flooring, furniture and bedding at wholesale prices available to the public. Based in West Sussex, online ordering available.
www.slickback.com - For all the things you never knew you needed. Wander around a virtual home and shop for designer lifestyle products, each with a write up from both website and manufacturer.
YourHomeDirect - On-line shopping catalogue for household goods, electrical fittings and equipment.

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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.