Kredyt na samochód - Technology

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Reference: Museums: Science: Technology

See also:

Science: Technology (12,097)
Society: History: By Topic: Science: Engineering and Technology (166)

This category in other languages:

Danish (7)	French (82)	German (26)
Italian (37)	Polish (25)	Swedish (19)

American Museum of Radio and Electricity - Features 11 galleries spanning a period of nearly 400 years. Includes hours, suggested donation and directions. Located in Bellingham, Washington.
American Precision Museum - Housed in the original Robbins and Lawrence Armory, the museum now holds the largest collection of historically significant machine tools in the nation. Includes exhibits, collections, publications and membership information. Located in Windsor, Vermont.
American Wind Power Center and Museum - Features water pumping windmill and related machinery with exhibits on wind electric. Includes photos, hours, details of collection, membership form and directions. Located in Lubbock, Texas.
The Bakken Library and Museum - A center for education and learning that furthers the understanding of the history, cultural context, and applications of electricity and magnetism in the life sciences and medicine.
British Lawnmower Museum - Houses over 200 vintage lawnmowers. Includes photos from exhibits, a staff directory, services provided, special exhibits, and a gift shop. Located in Lancashire, UK.
Cambridge Museum of Technology - Preserved Victorian pumping station. Includes functional steam engines and historical engineering items.
Deutsches Museum - Features about 18,000 objects in 45 exhibitions and houses its own restoration and maintenance workshops. Includes details of exhibits, fees, hours, events and lectures, guided tours, membership details and directions. Located in Munich, Germany. [German and English].
Devil's Rope Museum - Barbed wire history, identification, hobby, books and educational information. Located in McClean, Texas.
Dutch Museum of Electricity - The history of power generation in the Netherlands providing general and visitor information. Located in Hoenderloo, the Netherlands.
Early Television Foundation and Museum - Early television hardware, restoration tips, database of prewar sets and historical TV information. Hilliard, Ohio.
Edison Museum - Dedicated to the work and mind of Thomas Alva Edison, his inventions and innovations. Includes history of the facility, links and hours. No admission charge. Located in Beaumont, Texas.
Hammond Museum of Radio - Located in Guelph, Ontario, Canada, features over 1,000 operational receivers and transmitters from the Spark era to the first Solid State HRO.
The Internet Craftsmanship Museum - Primarily an online museum, has workshop and displays of small machine tools open to the public. Site includes photographs, hours of operation, and a map. Located in Vista, California, USA.
Kew Bridge Steam Museum - Museum houses a collection of giant pumping engines in a Victorian waterworks on the Thames. The engines include the largest running beam engine in the world and are in steam every weekend and bank holiday. Also features the Water for Life gallery, a display of the history of water supply. Web site describes the major exhibits and provides visitor information.
Lancaster Science Factory - A hands-on, interactive technology and science center. Presents the mission, exhibits, educational partnerships, and location. Located in Lancaster, Pennsylvania.
Museum de Cruquius - One of the three stations that drained lake Haarlemmermeer around the 1850s, and the only one where the original steam engine and pumps have been preserved. Includes hours, fees and directions. Located in the Netherlands. [Dutch, English, French and German]
The Museum of Power - Overview and pictures of the museum dedicated to all forms of power, from steam to electric, housed in the Steam Pumping Station at Langford in Essex.
Museum of Radio and Technology - Contains vintage radios, TVs, tubes, parts, posters, ham, military and communication radios, early hi-fi, broadcast transmitter, early computers, a large CB radio collection, and related exhibits. Huntington, WV.
Olin's Covered Bridge Museum - Non-profit organization provides guided tours, educational programs and a gift shop. Includes news and events, photos and a visitor's guide. Located in Ashtabula, Ohio, United States.
Rubens Maskinhistoriska - Features vintage machinery such as tractors, steam engines and other working equipment. Includes photos, FAQs, activities, contact information and directions. Located in Samlingar, Sweden. [Swedish, English, Dutch and German].
The Schroeter Diesel Technology Museum - Collection includes tools, equipment, fuel injection parts, diesel injection pumps, nozzles and turbo cut-a-ways. Includes hours, location and contact form. Located in Sioux City, Iowa.
The Tech Museum of Innovation - New museum of technology wired into the heart of Silicon Valley. Web site has online exhibits and links. Located in San Jose, California.
The Technical Museum - Bucharest museum featuring technology exhibits including steam engines and an electrical tram engine.
Technopolis Science Center Belgium - Belgian science and technology center with over 250 interactive exhibits.
TheTech Museum of Innovation - Hands-on and interactive exhibits, divided among themed galleries. Features exhibits, IMAX, learning programs, and store. Located in San Jose, CA.
U.S. Marconi Museum - Located in Bedford, New Hampshire. Displayed is early Marconi wireless equipment together with a progression of radios up to a current cellular telephone exhibit. Included are displays of early medical RF therapy, broadcast, amateur, mobile two-way radio and personal communication system products.
Westonzoyland Pumping Station - Museum of stationary steam engines and land drainage history of the Somerset Levels, at the county's oldest surviving pumping station. Includes details of location, opening times, exhibited engines and how to support their work.
The Works - Nonprofit organization features interactive displays with discovery stations in the areas of mechanisms and simple machines, structures and shapes, and imaging and optical technologies. Includes history of facility, hours, fees, membership information, events and directions. Located in Edina, Minnesota, United States.

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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.