Kredyt na samochód - Business and Companies

Kredyt na samochód - Business and Companies

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Reference: Knowledge Management: Business and Companies


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This category in other languages:
   
French  (14)   German  (13)  


  • AlphaPort Ltd. - Offers services to shape communities of practice, develop people and enable technologies. Includes information on tools offered and founder profile.
  • Arabian Advanced Systems - Company specializes in information services and library automation. Offers news, client testimonials, as well as contact information. Based in Riyadh, Saudi Arabia.
  • BRINT Institute - Central New York based professional services firm providing knowledge management research and advisory services for world governments, corporations, and the United Nations agencies.
  • Canadian Institute of Knowledge Management - Offers software and services. Features pricing and contact information.
  • Community Knowledge - UK based consulting firm that focuses upon knowledge evaluations, auditing, and social network analysis. Also offers a section providing an introduction to knowledge management.
  • Comprehensive Solutions - Project management and information technology consulting services for disaster recovery planning, database design, schema analysis, performance tuning, and benchmarking. Offers white papers and company information.
  • Datum Consulting - A software development company specialising in Knowledge, Brand and Media Asset Management solutions, providing IT development, project management, consultancy, implementation, and support for business solutions on the Web.
  • Dialog - Providing online-based information services to organizations in such fields as business, science, engineering, finance and law.
  • Diversified Technology - Specializing in helping organizations understand and leverage technology by providing consulting and training. Features technology news and a library of business links.
  • Edge Training and Consulting - Firm in Vancouver, BC that uses Knowledge Management principles to enhance service. Offers an overview of the company, testimonials, career opportunities, and contact details.
  • E-Intelligence - Company specializes in research and implementation of KM, as it relates to executive education. Features an overview of services offered, company profile and contact details.
  • Enterprise Knowledge - Firm offers services in strategies and implementation of knowledge bases. Features a description of services, a list of clients, membership in professional organizations, as well as information about the company and contact details. Based in Melbourne, Australia.
  • Entovation International - Firm offers products and services related to knowledge in innovation systems. Features testimonials, information about the company and contact details.
  • Epistemics Ltd. - A company specialising in the management and engineering of knowledge-intensive systems.
  • Ficks Communications - Offers assistance with surveys, tracking and update systems, as well as customized content management. Features company profile, contact information, press releases, and case studies.
  • Flatbridge - Provides enterprise services, products and solutions to organize, store and disseminate corporate knowledge. Features company profile and contact details.
  • Full Knowledge LLC - Works to fill the needs of managing knowledge projects in corporate environments. Features overviews and contact information. Located in Hillsboro, Oregon.
  • Futron Corporation - A technology management consulting firm that offers business and technical decision support solutions. Features news, career opportunities, white papers, and information on the company.
  • Gnaritas - Developer of web-based learning, collaboration and performance support solutions. Includes case studies.
  • Handshaw - Company offers custom software for employee learning, organizational knowledge and customer support. Features product descriptions, company profile, news and events.
  • iDREIA, LLC - Provides organizational assessment and design of knowledge management and learning management systems worldwide.
  • iFactor - Offers services in using data for corporate strategic planning and management. Features case studies, glossary, description of methodology, and company profile.
  • Ikhaya Knowledge Management - Supports companies and organizations in creating, transferring, sharing and maintaining information and knowledge. Features articles and contact information.
  • Information Mapping - A professional services firm specializing in knowledge management and e-content solutions. Provides public seminars, software and publications.
  • Infosphere - Analyzes markets and competitors, teaches intelligence-gathering methods and assists with information needs. Features company profile, contact information and public archives.
  • InfoTerm Global Group - Offering training, dictionaries, software and consulting in the field of terminology and information management. Founded by UNESCO to bring people and organisations together worldwide and help to reduce misunderstandings.
  • ISDE - A software products and services company, offering solutions for suggestion systems, customer feedback, employee recognition, and organizational self-assessment. Offers product data sheet.
  • Jackson Begg Limited - Canadian firm which specializes in municipal government IT solutions, including electronic document management. Features company profile, sample projects and contact information.
  • Kdlabs - Offers consulting in process engineering and software development in knowledge discovery and application. Features company news and a brief discussion of knowledge applications.
  • Knowhow Consulting Ltd - Firm specializes in document management. Includes company profile, testimonials and contact details.
  • Knowinc.com - A strategic capabilities and innovation focused portal that supports organization development through applied knowledge management.
  • Knowledge Messenger - Subscription-based service for managing FAQs and for adding knowledge base functionality to an existing web site. Features a demonstration of the service, description of the company, and contact information.
  • Knowledge Outlook - Specializing in information design, content management solutions, and structured on-the-job training development. Offers company and contact information.
  • Knowledgepoint Pty Ltd. - Australian-based consulting firm and their resource centre which contains articles and information on conferences and industry news related to intellectual capital, customer capital and business intelligence.
  • K-solutions - K-solution Ltd is a subsidiary of Avant Holdings Limited, majoring in Knowledge Management solutions providing products and consulting services.
  • LSI Consultants - Specializing in organizational and profit improvement, servicing clients throughout the Pacific Rim. Features testimonials, staff information and recruitment details.
  • Membertree - Offers services in group administration, communication, and collaboration. Features information on the company and contact details. [Only works with Internet Explorer]
  • Mosaic Consulting - Specializing in corporate legal matter management implementations, systems integration, database reporting and electronic invoicing. Features information about the company and offers online support services.
  • NextBrick Solutions - Technology services company focused on content infrastructure solutions. Features overviews and career opportunities.
  • NHConsult GmbH - Consultants, trainers and programmers in data logistics, data analysis and visualization, assessment of method goodness, and the ability of explanation. Features firm overview, topic information, news and contact information. [English, German]
  • Performance Solutions Architecture - Offers assistance with user interaction design, assessment of products, and support technology transfer, as well as workshops and program development. Features details about the company and informational brochures.
  • Predictive Research Group, LLC - Provides competitive and business intelligence products and services.
  • Progressive Practices - A management consulting practice that works with organizations to have them become knowledge-based enterprises. This involves building competencies in leadership, collaboration, intellectual capital, knowledge management, business process management and measurement.
  • [Q]nowledge BV - Provides information on Quaestor, access to service and support and explanation on implementations and consultancy services. Features a portfolio. [English/Dutch]
  • Quinnet BV - Offers consulting services related to eLearning, knowledge management, innovation management, product development and venture capital business development. Amsterdam, Netherlands based.
  • SCOAP - Exploring the management, use, and impact of information in the knowledge-based society.
  • Semantic Research, Inc. - Works with integrators, consultants and others in specific markets to customize solutions based on the Semantica architecture. Features an FAQ, news and contact information.
  • SmartAnalyst - Produces knowledge maps for corporate clients. Offers a sample knowledge map, contact details, an overview of services, and information on the company.
  • Smart-text Solutions Inc. - Offers systems and services which create electronic libraries that automatically integrate graphics and audio/video. Features databanks, links and contact information.
  • Smith Weaver Smith - Knowledge management resources and services for educational, cultural, and service industry leaders and social entrepreneurs.
  • Stanford Solutions - Knowledge management products, such as knowledge audit and knowledge mapping workshops, for special libraries and other business units offered by Stanford Solutions.
  • Stratevative Learning International - Consulting and training firm that specializes in strategic and organizational development. Features descriptions of sample projects, company news and events, as well as contact information.
  • SYSDOC Group - Firm specializes in knowledge management, process improvement, web solutions, documentation and training. Serving Europe, Australia, and New Zealand.
  • Ta-dah Innovations - Offers customized suggestion system and idea management software and new process development auditing services. Features information on the company and privacy statement.
  • Thomson Associates - Firm based in Scotland offering management and interpersonal skills training, coaching and organizational development. Features client testimonials, company profile, as well as contact information.
  • Tomoye - Software and consulting services to leverage know-how and expertise by connecting peers in high-value online networks that let them share and find knowledge, locate experts and have conversations. Features product, services and contact information.
  • Ubika Corporation - Provides strategic knowledge management and process solutions. Based in Toronto, Canada.
  • United States of the Organization - Creates an ecological view on business, serving as an overview of knowledge management and a virtual meeting place for exchanging ideas and perceptions.
  • Verna Allee Associates - Offers consulting and custom software for the creation of value networks within organizations. Features articles, list of publications, news, and contact details.
  • Zerotau - Professional services regarding organizational and technical knowledge management and E-business solutions in the Benelux.
  • Zovaya Corporation - Firm offers services in Business Intelligence, Knowledge Management, and data storage applications. Features job opportunities, company profile, methodology, and contact details.



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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.