Kredyt na samochód - Plagiarism

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Reference: Education: Educators: Academic Dishonesty: Plagiarism

See also:

Antiplagiarism Strategies - Ideas to use in preventing and detecting plagiarism.
Antiplagiarism.com - Publisher's site providing information about The Plagiarism Handbook, a book with information about preventing, detecting, and dealing with plagiarism.
Avoiding Plagiarism - Examples and practice exercises from Rio Salado College.
Center for Academic Integrity - Provides a forum to identify, affirm, and promote the values of academic integrity among students. It is affiliated with the Kenan Institute for Ethics at Duke University.
Combating Cybercheating - Resources for Teachers - Links to discussions of plagiarism and techniques to combat it.
Copy-Cats, Copyright & Clones - Internet plagiarism examples, remedies, proper behavior, and annotated related links.
Copyright Issues on the Web - Briefly discusses the relationship between copyright and plagiarism.
Cut-and-Paste Plagiarism - Preventing, detecting and tracking online plagiarism.
Dalhousie University: Plagiarism and Intellectual Honesty - Dalhousie's policies, news about plagiarism in university settings, and resources for faculty and students to help understand, avoid and detect plagiarism.
Electronic Plagiarism Seminar - Tips for preventing and identifying plagiarism, including scientific fraud. Lists of plagiarism detection software sites and term paper mills. Bibliography and webography.
A Few Words Pbout Plagiarism - Real examples of Internet copyright violations. How to avoid plagiarism and cite Web-based material appropriately.
History News Network: What Is Plagiarism? - Definitions of plagiarism from the American Historical Association, Modern Language Association, and the American Psychological Association.
Internet Essay Exposer - Use this resource to confirm if an essay was created by the student who submitted it, or copied in part or in full from the web.
John Templeton Foundation: College and Character - An initiative to encourage colleges and universities to do as much as they can to reinforce the positive values instilled by parents, such as honesty, compassion, self-discipline, and respect.
Kimbel Library - Cheating 101: Internet Paper Mills - A list of Internet term paper and essay sites was compiled as part of a Teaching Effectiveness Seminar on cheating, plagiarism and Internet paper mills.
Lemonade Plagiarism Tutorial - Professor's tutorial refuting excuses and bad logic used to try to justify plagiarism.
The New Plagiarism - Highlights differences between 'electronic' plagiarism and traditional plagiarism.
Plagiarism - What It is and How to Recognize and Avoid It. From Indiana University Writing Resources page.
Plagiarism: A Guide For Law Lecturers - Alison Bone, University of Brighton, provides basic information on the nature of plagiarism and how to prevent it, supplemented by extracts from the University of Brighton's student guide on plagiarism.
Plagiarism Advisory Service - Provides generic advice and guidance on all aspects of plagiarism prevention and detection to institutions, academics and students.
Plagiarism and Anti-Plagiarism - Guide for teachers and faculty discussing some issues and responses to the problem.
Plagiarism and Copyright Infringement - Article briefly discusses plagiarism in commercial and educational settings on the web.
Plagiarism and How to Avoid It - Techniques, listing references, self-tests and worksheets from David Gardner of the University of Hong Kong.
Plagiarism and the Internet - Bibliography of print resources on plagiarism and the web.
Plagiarism and the Web - Presents a concise list of methods for combating plagiarism in the classroom. From Bruce Leland of Western Illinois University.
Plagiarism: Definitions, Examples and Penalties - Documents used by the University of Kentucky Department of Chemistry.
The Plagiarism Resource Center - Free software that allows teachers to compare papers and determine if one is plagiarized, plus links to other resources.
Plagiarism Today (PT) - A site targeted at webmasters and copyright holders regarding the issue of plagiarism online.
Plagiarized.com - Works to help instructors and parents better understand how the internet can facilitate plagiarism. Presents strategies to prevent plagiarism, explains some of the underlying causes, and provides advice on dealing with confirmed cases of plagiarism. Links to news stories on the topic are provided.
Purdue University - Avoiding Plagiarism - A handout designed to help writers develop strategies for knowing how to avoid accidental plagiarism.
Resources for Preventing and Detecting Plagiarism - A professor provides an informal collection of web resources on preventing and detecting plagiarism.
SCC-LRC/Library: Research Guide for Plagiarism - A collection of Internet links and information on plagiarism.
School of Education, Indiana University: How to Recognize Plagiarism - A tutorial with many examples, practice questions with feedback, and a test.
SparkNotes: The Plagiarism Plague - Study guide company explains its stance on plagiarism, explains what it is and how to entirely avoid it.
Talking with Students About Plagiarism Don'ts and Dos - Describes language to use in a syllabus to help clarify what plagiarism is and what responsible writing practices are. Teachers are welcome to use any or all of the content in their own syllabi.
Technorati: Plagiarism - Links to various weblog entries dealing with the topic of plagiarism (as self-described by their authors).
UIUC Computer Science Cheating Policy - From the University of California, Irvine.
“Uni Cheats Racket”: A Case Study in Plagiarism Investigation - Article by Justin Zobel investigates an Australian case in 2001 in which around thirty students appear to have obtained material from a private tutor. Some details were reported in the press during 2003 when a student and the tutor were sentenced in court. [PDF]
Web Miner: Plagiarism - Clearinghouse for articles, resources, and information about plagiarism.
Wired News: Noted War Blogger Cops to Copying - Sean-Paul Kelley, owner of the weblog he named The Agonist, got caught fraudulently writing about the invasion of Iraq by plagiarizing a paid news service called Stratfor.
BBC NEWS Magazine - Cut and paste - Bloggers are naming names, creating an award for news organizations who plagiarize weblogs without attribution. (December, 2005)
BBC News - Web checks for student cheating - Detection software will search 800 million websites to stop students plagiarising from the internet. (June 1, 2004)
Wired News: Electronic Snoops Tackle Copiers - Plagiarism detection software isn't just for academic papers any more. (April 2, 2004)
In Praise of Plagiarism - Russ Hunt writes, "The challenge of easier and more convenient plagiarism is to be welcomed. This rising tide threatens to change things for... the better." (November, 2002)
Wired News: Thin Line Splits Cheating, Smarts - Google Answers sometimes takes school kids up on the offer to answer homework questions or parts of assignments for a price. (September 10, 2002)
Wired News: Got Cheaters? Ask New Questions - Better questions as an antidote for rampant Internet plagiarism. (September 2, 2002)
Wired News: Where Cheaters Often Prosper - Purveyors of collegiate prose are finding life on the dark side of online commerce quite lucrative. (August 26, 2002)
NPR : All Things Considered: Internet & College Cheating - A Realaudio-format radio report about the temptation to cheat via the internet on college coursework and how professors are fighting this trend. (segment is 9 minutes 30 seconds in duration). (May 21, 2002)
NPR : All Things Considered : Preaching and Plagiarism - Realaudio-format radio report about the recent suspension of a clergyman for plagiarism (segment is 4 minutes and 15 seconds in duration). (March 13, 2002)
NPR : All Things Considered: Plagiarism - Realaudio-format radio report. NPR talks with Thomas Mallon, author of Stolen Words: Forays into the Origins and Ravages of Plagiarism, about the discovery of plagiarism by well-known authors such as Steven Ambrose, and research techniques which should help avoid the problem (Segment is 4 minutes and 30 seconds in duration). (January 10, 2002)
Educause: Term Paper Mills, Anti-Plagiarism Tools, and Academic Integrity - Article taken from the October 2001 issue of Educause Review. [PDF] (October, 2001)
Wired News: Cheating's Never Been Easier - Faculty in high schools and colleges say the internet is making cheating too easy and too tempting. (September 4, 2001)
Wired News: Plagiarist Booted; Others Wait - One student has been expelled, and more than 100 cases of plagiarism remain to be resolved at the University of Virginia after a physics professor used a computer program to catch students who turned in duplicate papers, or portions of papers that appeared to have been copied. (August 9, 2001)
Technology Exposes Cheating at U-Va. (Washingtonpost.com) - Physics professor's computer search triggers investigation of 122 students. (May 9, 2001)
Wired News: Catching Digital Cheaters - Term paper websites are proliferating and making a lot of money. Digital tools and services have been created to catch the cheaters who use the purchased papers or who cut and paste from various internet sites. (February 29, 2000)
NYTimes.com- Colleges Use Sites to Expose Cheaters - Account of how a University of California at Berkeley professor caught students cheating. (January, 2000)
Email 'cheating' students face mass expulsion (The Register) - A group of students accused of sharing "programming solutions" by email now face fines or expulsion. (August 15, 1999)
Salon - The Web's Plagiarism Police - Author writes how plagiarism.org found a copy of the author's thesis online but did not recognize it as such. It instead flagged the author as a plagiarist. Plagiarism detection in general is also discussed. (June, 1999)
Catching Computer Science Cheaters (Wired News) - Academic plagiarism has long been a problem in computer science faculties, but instructors and other university staff are increasingly turning to a series of free, Web-based tools to ferret out plagiarized code and catch cheaters. (February 23, 1998)
CNN.com - Boston University takes on term paper firms - Boston University is suing eight companies that sell term papers over the Internet. The school wants the federal courts to enforce a Massachusetts law banning the sale of term papers. (February 8, 1998)
Plagiarism: A Misplaced Emphasis - An article by Brian Martin published in Journal of Information Ethics, 1994. Argues that "concern about plagiarism has been diverted from the most serious and pervasive problems and channelled into excessive concern about less serious problems." (1994)
CSMonitor.com - Term Papers at the Click of a Mouse - 1997 article discussing the easily availability of online term papers. (1907)

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