Kredyt na samochód - Psychology

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Kids and Teens: People and Society: Psychology

Learning Disabilities@ (9)
Psychologists (13)

See also:

This category in other languages:

Chinese Simplified (1)

Japanese (41)

allPsych [ Teens/Mature Teens ] - Virtual psychology classroom with topic synopses, disorders, dictionary, online tests, education and career information, news, and internet resources.
Beautycheck [ Teens/Mature Teens ] - Details a research project at two universities in Germany on facial attractiveness. Includes why some faces are considered more attractive, average faces, morphing of images, and social perceptions.
Being Left Handed [ Kids/Teens ] - Simple explanation for elementary school students of what it is like to be left-handed. Includes examples of famous lefties.
A Case of Mistaken Identity? The Psychology of Eyewitness Memory [ Teens/Mature Teens ] - As the defense attorney, review testimony and decide if your client is the victim of mistaken identity. Includes links to cited sources and questions to assist in making a decision.
The Child Development Website [ Teens/Mature Teens ] - Read about theories from Sigmund Freud, Margaret Mahler, and Erik Erikson. Includes different stages, phases, and subphases from each theory.
The Classical Rorschach [ Teens/Mature Teens ] - Explains who Hermann Rorschach was, his method of testing, European methods, and American schools. Includes differences and controversies.
Classics in the History of Psychology [ Teens/Mature Teens ] - Offers full texts of documents significant in the history of psychology by author or by topic. Includes ancient, medieval/renaissance, and modern thought; behaviorism, cognition, intelligence testing, personality, and social psychology.
Color Matters [ Kids/Teens/Mature Teens ] - Learn how color affects appetite, vision, and energy conservation. Includes color's relationship to architecture and interior design.
Correlation [ Mature Teens ] - Examines the relationships between variables in psychological studies. Includes an exercise in which students determine the correlation between two variables and offer possible explanations.
Criminal Profiling Research [ Mature Teens ] - Swiss criminologist discusses what profiling is, how it's done, criminal types, and case analysis. Includes articles, research, news and updates, links to international law enforcement agencies, and discussion board. [English and Deutsch]
The Descent of Man [ Mature Teens ] - Covers the Australian Broadcasting Corporation's four-part radio series on neo-Darwinism.
Epsych: Journeys in Mind [ Teens/Mature Teens ] - Teaches about psychological processes and the nature of thinking via interactive demonstrations, experiments, and video clips.
Extrasensory Perception [ Teens/Mature Teens ] - Provides synopsis of psychological research from a professor of psychology. Includes whether it really exists, claims of ESP, perception versus pretention, and experiment results.
Frontline: What Jennifer Saw [ Teens/Mature Teens ] - Interview with Elizabeth Loftus, a forensic psychologist. Includes what happens to memory in a traumatic event, how juries are affected by eyewitness testimony, and why expert testimony is used in trials.
General Psychology [ Teens/Mature Teens ] - Collection of articles for use in an introductory college course. Topics include neuropsychology, sensation and perception, learning and memory, emotion, language, personality, and psychological disorders.
Humanistic Psychology Overview [ Mature Teens ] - Explains what this 'Third Force' is, how it originated, and what it's impact is on the field of psychology. Includes methods of inquiry, psychotherapies, and links to additional reading.
Illusions Gallery [ Mature Teens ] - Collection of illusions which demonstrate the differences between visual perception and reality. Includes impossible figures, vases/faces, Poggendorff illusion, and negative afterimages.
Implicit Association Test [ Teens/Mature Teens ] - Offers online tests of unconscious preferences between racial groups, age groups, sexuality, political candidates, and associations between gender and science or gender and career. [Requires English proficiency.]
Inference versus Observation [ Mature Teens ] - Teaches the difference between objectivity and interpretation in empirical study. Includes an exercise in evaluating and correcting a group of statements.
Ingenious: Body Image [ Teens/Mature Teens ] - Explores the mental picture of one's own physical appearance, and how it is affected by weight, race and culture, cosmetic body modifications, and adornments.
Intelligence [ Teens/Mature Teens ] - Learn what it is and how it can be measured. Includes male versus female brains, whether people are born brainy, what emotional intelligence is, and if IQ tests are accurate.
Interference: The Stroop Effect [ Teens/Mature Teens ] - Brief explanation and example of what happens in the brain when there is interference, also called the Stroop Effect.
Introduction to Learning: Classical Conditioning [ Teens/Mature Teens ] - Explains how automatic responses to smells, sounds, and situations develop. Includes Pavlov's dogs, the Skinner box, and behavior modification.
The IPIP-NEO [ Mature Teens ] - Tests designed to educate the public about the five-factor model of personality. Includes long and short versions, and results for extroversion, agreeableness, conscientiousness, neuroticism, and openness to experience.
Left vs. Right - Which Side Are You On? [ Teens/Mature Teens ] - Offers a test to find out which brain hemisphere is dominant and what that means. Includes logical vs. intuitive, sequential vs. random, and symbolic vs. concrete processing.
Maslow's Hierarchy of Needs [ Teens/Mature Teens ] - Research paper discusses various studies into what energizes, directs, and sustains human behavior. Includes existence, relatedness, growth, introversion, extroversion, and divergence in theories.
The Memory Exhibition [ Teens/Mature Teens ] - Explores the biological, psychological, and cultural aspects of memory. Includes games, tests, and experiments.
The Mind [ Teens/Mature Teens ] - Overview of psychology, personality, emotions, intelligence, and memory. Includes surveys, facts, and features.
Mind Survey [ Mature Teens ] - Explores personal perceptions of the mental ability of various types of minds. Surveys include harm, punishment, soul, liking, destruction, and happiness.
NASA.gov: Cognition Lab Tutorials [ Kids/Teens/Mature Teens ] - Five games teach about cognitive psychology. Includes recognition, mnemonics, recall, interference, and short-term memory.
Novita Kids: What’s Psychology all About? [ Kids/Teens ] - Information about psychology, what it is and what other children say about it.
Personality and Kids [ Kids/Teens ] - Tells about personality type and provides a questionnaire for parents to use in assessing a kid's personality.
Personality Theories [ Teens/Mature Teens ] - Discusses theories from experts such as Freud, Erikson, Piaget, and Skinner. Each section includes a case study, biography, theory, therapy, and discussion.
Psybersite [ Mature Teens ] - Student-created tutorials applying psychological concepts to a variety of topical issues such as the internet, sports fans, and advertising.
PsychLab On-line [ Teens/Mature Teens ] - Provides real and simulated interactive psychology experiments. Includes space perception, reaction time, split-brain syndrome, and classical conditioning. [Requires free Shockwave plug-in.]
Psychology [ Kids/Teens ] - Encyclopedia.com article on what the word means.
Psychosocial Theory: Erikson [ Teens/Mature Teens ] - Analysis of Erikson's theory on personality development. Includes the seven stages and how one stage grows into the next.
Racism and Psychology [ Kids/Teens/Mature Teens ] - Explores what prejudice and racism are, how prejudices and stereotypes develop, and why it's important to talk about these issues. Includes ten things you can do.
Risktaking [ Teens/Mature Teens ] - Discusses the psychology of taking risks. Includes what risk and risk-taking behavior are, chemical changes in the brain, how theories have changed, and psychological profiles of risk-takers.
The Science of Love [ Teens/Mature Teens ] - Explores the three stages of love. Includes changes in the brain, how looks and smells affect choices, the science of flirting, and how feelings can be even stronger in teens.
Social Psychology [ Teens/Mature Teens ] - Explains what social psychology is and how it is used in research. Includes theories and methods, nature versus nurture, self-needs, belief systems, emotions, and collective behavior.
Spirituality and Western Psychology [ Teens/Mature Teens ] - Explores the studies of transpersonal and humanistic psychology. Includes Maslow's hierarchy, subjective experience, social forces, brain functions, and the unconscious mind.
Stanford Prison Experiment [ Teens/Mature Teens ] - Philip Zimbardo's website about his classic study. Contains a 42 page slideshow with videoclips of the original experiment with Zimbardo's commentary, points for discussion, and links to related sites.
Thinking Creatively [ Teens/Mature Teens ] - Offers exercises in viewing problems in unusual, novel, or untypical ways. Includes a list of situations and instructions.
Visual Cognition Lab [ Teens/Mature Teens ] - Presents several videos used in cognition studies and the results of the studies. Includes change blindness and inattention blindness examples.
What is a Personality/Social Psychologist? [ Teens/Mature Teens ] - Explains what topics are studied, scientific approach, basic and applied research, and career options. Includes educational recommendations and requirements.
The Many Faces of Psychological Research in the 21st Century [ Teens/Mature Teens ] - Online book outlining the current state of knowledge and activity. Includes coping and health, personality, intelligence and cognition, sensation and perception, human development, and psychopathology. (December 14, 2001)

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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.