Kredyt na samochód - Payroll Services

Kredyt na samochód - Payroll Services

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Business: Financial Services: Payroll Services


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German  (54)  


  • ABCO - payroll service, tax filing, accounting reports, and workers compensation for Florida businesses.
  • Accu Data Payroll - Provides payroll services to the NY metro area.
  • Accupay - Payroll services, tax filing, direct deposit serving Philadelphia and surrounding counties.
  • Accurate Payroll & Secretarial Service - Offers payroll and tax preparation for small and mid-sized businesses.
  • ADP - National payroll and payroll tax processing service.
  • Advantage Payroll Services - Provides payroll processing, tax filing and accounting reports for small to medium businesses.
  • Alamo Accounting Services - Payroll and bookkeeping services to businesses nationwide.
  • Albion Payroll Solutions - Payroll processing and tax preparation to small and medium sized businesses
  • Alpha Business Solutions - Providing payroll processing and tax reporting services.
  • Alpha Staff - Integrated payroll, benefits, tax, risk management, accounting, and HR management for mid-market businesses.
  • Alternet Ltd - Provides Payroll Services to contracting individuals in the UK; we are an Inland Revenue approved solution to IR35.
  • American Payroll Association - Provides resources for education and support of individuals and firms practicing payroll in the US and selected foreign countries.
  • American Payroll Services - Complete service, including check printing, direct deposit, and tax filings
  • APC Inc - Ohio-based accounting, payroll processing and consulting service.
  • Armstrong Payroll Solutions - Fully managed and bureau payroll services in UK.
  • ASAP Accounting & Payroll Services, Inc. - Offering dial-in entry, direct payroll deposits, and electronic transfers.
  • Aurus Systems - Processing payrolls nationwide. Specialize in custom application/report development.
  • Automated Payroll Service, LLC - National payroll service using Millennium Payroll/HR.
  • BeyondPay - Complete Payroll Services including online (web based) payroll, quickbooks integration and attentive service.
  • Bluegarden - Full outsourcing of HR functions, web based HR and payroll in Norway.
  • Bottomline Technologies, Inc. - Enables organizations to transition from the traditional paper check process to electronic payments and facilitate electronic commerce. (Nasdaq: EPAY).
  • Buckeye Payroll Services - Provides payroll preparation to small business in Ohio, Michigan, and Indiana.
  • Business Information Management - Offers Information and payroll processing within the UK. Profile, services and case studies.
  • The Canadian Payroll Association - The national association representing the payroll community in Canada
  • CASA Payroll Services - Providing payroll and tax services, and human resources management.
  • CCM LPay - Payroll and personnel management services in the United Kingdom.
  • Certified Payroll Services - Payroll processing and payroll tax return preparation for small businesses.
  • Checkmate Payroll Services - Personal payroll services for companies with as few as two employees.
  • Checkmate Payroll Services - Processing and tax return preparation.
  • Chx Stub - Offers pay stub solutions that cut payroll costs by eliminating printing and mailing costs.
  • ClergyTech, Inc - Offers payroll services exclusively for churches and other ministries.
  • Co-Advantage Resources, Inc. - Providing outsourced back-office solutions, including employee administration, payroll, human resources, and insurance services.
  • CompuChex - Payroll processing, tax payments &reporting, etc. servicing clients nationwide.
  • Compupay - Payroll and payroll tax preparation company.
  • Computer Payroll Services - Provides computerized payroll, tax planning and preparation in Bridgeport, CT.
  • ComputerSearch Payroll Services - National payroll service based in Amherst, NY.
  • Contractors Solutions - Workers Compensation and payroll services for Florida contractors.
  • Corporate Payroll Services - Specializes in payroll processing for small to medium size businesses.
  • CSI Payroll - Payroll company for construction, certified and union reporting payrolls.
  • CustomPay Inc. - Includes administration of foreign national employees.
  • A D Computer - Online payroll and human resources management.
  • Damian Services Corporation - Provides payroll funding exclusively for the temporary staffing industry.
  • Data Management, Inc. - Time and attendance software that interfaces with popular payroll packages/services.
  • Dial-A-Check Payroll Service - Direct deposit, tax filing, new hire reporting, 401k, check signing and stuffing for employers in Erie, PA area.
  • Dominion Systems Inc. - Payroll, benefit administration, human resource and retirement services for businesses of any size in western Michigan.
  • EBS On Line - Specializes in handling complex payroll requirements and in providing solutions to challenging payroll problems.
  • Express Data Systems, Inc. - Payroll processing company based in Pottstown, PA.
  • Flexpay Payroll Services - Provides payroll and tax services in the Winston Salem, NC area.
  • Focus Payroll - Payroll and tax filing service for small and medium sized business.
  • Girl Friday - Payroll for small to medium sized businesses up to 200 employees.
  • Goodman and Company - A Virginia based accounting and consulting firm.
  • Gridpay - Payroll, employee self service, rostering, time & attendance & bookkeeping solutions to the SME market in Australia.
  • Honkamp Krueger & Co. - CPA business consulting firm specializing in payroll.
  • HRH Webpay - Handling your UK payroll
  • I Love Payday - South Wales payroll processing.
  • IBS - Payroll Service for businesses throughout California.
  • Independent Payroll Services - Provides outsourced payroll requirements in South Africa.
  • Information Dynamics, Inc. - Payroll services for companies with 100 or more employees.
  • The Information House - Provides system support services for human resource and payroll departments.
  • Integral Services - Provider of web-enabled human resources payroll outsourcing services.
  • Integrated Payroll Services, Inc. - Serving western Michigan.
  • Intuit - Provider of nationwide payroll processing services.
  • I-Pay - Remote payroll department services to UK businesses.
  • The Jacobson Group - Payroll for the entertainment industry.
  • Landelahni - Payroll services in South Africa.
  • Management Services - Payroll services, IS09000 representation and industrial tribunals.
  • Matano Business Services - Provides complete payroll processing services.
  • NELCO - Full service PEO; human resources, payroll, benefits, W/C, 401k, FICA, SUTA, with online access to payroll.
  • Nevada Payroll Services, LLC - Payroll services for businesses throughout Nevada.
  • One Check, Inc - Provides payroll services to businesses in New England.
  • ONLINE Business Services, Inc. - Direct Deposit, tax filing, interface with GL and timeclocks.
  • Paperless Pay - Paperlesspay.org is dedicated to providing a forum for HR and Payroll executives to explore the issues related to eliminating traditional paper-based processes for paying employees.
  • PA-Resurs - Swedish HR/Payroll service.
  • Parkwood Computer Services - Provides payroll outsourcing and Canadian payroll software.
  • Pay Plus - Providing Accounting, Payroll, and Tax Services since 1979.
  • The Pay Zone Bureau - Payroll Bureau in the UK
  • Paycheck Services - Contractor Salaries and Commercial/Agency Payroll.
  • Paychex, Inc. - Payroll and payroll tax preparation for small and medium-sized businesses.
  • Paycor - Provides payroll and tax filing services.
  • PAYDATA - Full service solutions for payroll processing and human resource information systems.
  • PayDay-USA - Offers payroll, tax and HR reporting services.
  • Payecheck Ltd. - Payroll outsource provider based in Scotland. Also provides taxation services.
  • Paylink - Payroll processing services for Australian companies
  • Paylogic - Offers payroll and tax-processing services, including Internet-based timekeeping and remote PC entry.
  • Paymaster - Payroll, and Time & Attendance Services for NYC and Long Island.
  • PayMaster, Inc. - Payroll processing, tax filing and payment, workers compensation, human resources in Florida
  • Paymaster Service Corp - Offers payroll service with workers' compensation to Florida based businesses.
  • PayMaxx, Inc. - Provides national payroll processing services.
  • Paymedia - Payroll, benefits, tax and human resource services
  • Paypro Corporation - Payroll services and solutions provider.
  • Payroll 1, Inc. - Provider of comprehensive payroll and payroll tax filing services.
  • Payroll America - Payroll bureau specializing in payroll, tax management, on-line processing, direct deposit, and human resource integration.
  • Payroll and Business Services Ltd - Offering payroll management and administration services for UK and international businesses.
  • Payroll Business Services Ltd - Manchester - Outsourced employee payroll processing services for small to medium businesses.
  • Payroll by Perquest - Payroll for small business. Handles all employer payroll taxes, guaranteeing no payroll tax penalties or interest.
  • The Payroll Center - Offers payroll services for any size business.
  • Payroll Company - Processing and tax. Customer service and accuracy are our main focuses.
  • The Payroll Department - Offers affordable payroll processing services for employers in western Pennsylvania.
  • Payroll Management, Inc. - Provides payroll processing services, based in Auburn, Maine.
  • Payroll Masters UK Limited - Offers payroll, bookkeeping, invoicing and administration services and correspondence handling.
  • Payroll Network, Inc. - Provides payroll and payroll tax preparation services to small and medium-sized businesses in Washington, D.C.
  • Payroll News - Providing news of interest to the payroll profession.
  • Payroll Northwest - Offers payroll services throughout the Northwest.
  • Payroll on a Budget - Cost effective payroll services for small business. 100% paperless payroll.
  • Payroll People Inc. - Offers automated payroll, Human Resource management, as well as tax, workers compensation, and 401(k) services.
  • Payroll Professionals Ltd. - Provides off site payroll processing, electronic IRD filing in New Zealand.
  • The Payroll Resource Group - San Francisco Bay Area outsourced customizable, integrated payroll, benefits and HR processing.
  • Payroll Site UK - Online payroll for small UK employers operating PAYE.
  • Payroll Solutions Canada Inc. - Web based payroll service for any size business. HR additions.
  • PayServ Corporation - Payroll and Payroll Tax Preparation
  • PaySystems of America - Payroll, human resource, tax management, and employer services.
  • PayTime, Inc. - Payroll and timekeeping service in VA and surrounding states.
  • Payzone - Payroll for small businesses in Fairfield County, CT.
  • PCS - Payroll processing and HR systems.
  • Priority Pay, Inc - Provides Internet payroll processing services.
  • Pro/Data - Midwest payroll and HR service with online management and payroll.
  • Pro-Pay - Tailor-made, fully computerised, payroll and personnel service.
  • Qqest Payroll Services - Payroll services for small to medium businesses.
  • QTS Payroll Services - Integrated payroll services, tax filing and accounting reports for businesses nationwide.
  • Quint - Complete payroll service for small to medium size businesses.
  • Ron Rowell, CPA. - Payroll and payroll tax service in Oregon.
  • Roskear Consulting - Supplier of payroll outsourcing services covering the whole of the United Kingdom for 20+ years.
  • Salix Payroll Services Ltd - Payroll bureau services to employers as small as one employee.
  • Shirley A. Shamel, CPA, P.C. - Services include accounting, taxes, consulting, payroll, and auditing.
  • SilverLine Payroll - Payroll Made Simple.
  • SmallBIZ Payroll - Complete Payroll Services for Small Businesses in FL.
  • Southland Payroll - Offers payroll solutions for small to mid-sized businesses.
  • 1st Choice - Complete Payroll Service. Fully qualified (IPPM).
  • Staffing & Payroll Solutions, Inc - Provides payroll services in 29 states, and temporary staffing for the southern tier of NY.
  • Sun Payroll - Payroll and tax processing for small to medium businesses in Maryland, DC and Virginia.
  • SurePayroll - Provides web-based payroll solutions to small businesses.
  • Telepayroll - California online payroll service and payment processing provider. Offers direct deposit, automatic check signing, stuffing, tax filing, and deductions.
  • Time+Plus - Payroll processing, timekeeping, and HR.



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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.