Kredyt na samochód - Investment Banks

Kredyt na samochód - Investment Banks

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Business: Financial Services: Investment Banks


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Polish  (2)  


  • Agawam Partners - Merchant banking firm focused on the media, technology and telecommunications industries.
  • Alderman & Company - Investment bankers provide financial advice to aerospace and defense industry. Includes practice, services, clients, recent transactions, newsletter. Based in South Norwalk, CT.
  • Allison-Williams Company - Serves financial institutions, investors and companies seeking to raise capital.
  • Alpha Finance US Corporation - Investment bank specializing in Greek investments and brokers.
  • Arab Investment Bank s.a.l. - Offers medium and long term financing and investments in local and foreign currencies. Includes information on the Lebanon stock and bond markets, as well as foreign exchange rates.
  • Asia Capital Group, Ltd. - Provides professional investment banking services to multinational corporations.
  • Avondale Partners, LLC - Provides equity research and sales and trading capabilities to the institutional marketplace. Also offers investment banking services including mergers and acquisitions, financial and strategic advisory and capital raising.
  • Baldwin and Associates Inc. - Assists individuals and corporations in the sale or purchase of privately held companies.
  • Banc of America Securities LLC - A full service investment bank and brokerage firm.
  • Bank of Scotland - Britain's oldest surviving clearing bank, created by an Act of Parliament in 1685.
  • Barclays Capital - International investment bank with presence in all the major markets around the world.
  • Bear Stearns & Co. Inc. - A worldwide investment banking and securities trading and brokerage firm.
  • BMO Nesbitt Burns - Full-service investment bank serving the financial needs of individual, institutional, corporate and government clients.
  • Bryan, Garnier & Co - European investment bank specialising in European growth companies.
  • Buchanan Street - Real estate investment bank that invests on behalf of private and institutional clients.
  • Cameron Thomson Group - Investment banking group specializing in converging media/entertainment and IT industries.
  • Capital Investment Partners - An established investment banking and capital formation firm.
  • Chanen and Company - Full range of investment banking services to private and publicly-held companies.
  • Chanin Capital Partners - Provides financial restructurings, mergers and acquisitions, corporate finance and private placements.
  • CIBC World Markets - Offers credit and capital markets products, securities, brokerage and asset management services.
  • CLSA Emerging Markets - Provider of investment banking in the emerging markets of Asia, Latin America and Europe.
  • Cochran, Caronia & Co. - Investment banking advisory services for the Insurance Industry.
  • Corsum finance - Investment Banking, Mergers & Acquisitions, Financial Engineering, Financial Restructuring and Strategy Analysis in Czech Republic.
  • Credit Suisse First Boston - Global investment banking firm offers financial advisory, capital raising, sales and trading, and financial products.
  • Cross Border Enterprises - International investment bank providing private equity banking services.
  • Deutsche Bank AG - European bank serving the financial needs of corporations, firms, institutions, and private and business clients worldwide.
  • Deutsche Bank Alex.Brown - Investment banking and brokerage services for private wealth and asset management
  • Deutsche Bank New Zealand - A full service investment bank with four banking divisions operating from two branches.
  • Douglas Group - Investment banking firm represents business owners in the sale and purchase of businesses.
  • Dresdner Kleinwort Wasserstein - Provides financing and distribution capabilities on a global scale.
  • Duff & Phelps - Investment banking and financial advisory firm specializing in fairness opinions, business valuations, private placements, mergers and acquisitions.
  • eMergers.com - Designed to broaden distribution of merger and acquisition opportunities on the Internet.
  • Emerging Growth Partners - Provides investment banking and financing for emerging companies.
  • EnCapital - Investment bank offers financial advice to the energy, engineering and environmental industries.
  • Energy Spectrum - Energy Spectrum offers private equity investments and premium investment banking services for the energy industry.
  • Epic-Capital - Investment bankers focusing on the emerging communications universe.
  • EurOrient Investment Group - A privately held investment and merchant banking firm located in Los Angeles, California.
  • George K. Baum and Company - Regional investment banking firm.
  • Global Link - One 'window' through which the buy-side can access unique fact-based research and trade any asset class, anywhere, with anyone.
  • Goldman Sachs - A full-service global investment banking and securities firm.
  • Gordian Group, L.P. - Provides investment banking and financial advisory services in complex situations.
  • Greystone - Specializes in financing multi-family housing and health care properties.
  • Griffin Securities, Inc. - Global investment banking, financial advisory and brokerage firm.
  • Gruppo, Levey & Co. - Provides financial and advisory services to the direct marketing and e-commerce industries.
  • Guzman & Company - Investment banking and institutional brokerage firm serving plan sponsors and investment management firms.
  • Houlihan Lokey Howard & Zukin - A national investment banking firm offering mergers and acquisitions, corporate financing, business valuation, financial opinions, financial restructuring and merchant banking services.
  • HSBC Group Holdings - Headquartered in London, The HSBC Group's international network comprises more than 5,000 offices in 79 countries. The Group provides a comprehensive range of financial services.
  • Instream Partners LLC - San Francisco firm providing middle market mergers and acquisitions and capital raising services.
  • International Capital Corporation - Provides project financing and development services around the world.
  • The International Investor - Global Islamic investment bank with offices in Kuwait, London, Qatar, Bahrain and UAE.
  • Investors Financial Services Corp. - Holding company with subsidiaries which asset administration services for the financial services industry. (Nasdaq: IFIN).
  • Jane Capital Partners LLC - International investment bank focusing on corporate finance and mergers and acquisitions.
  • Jefferies Group, Inc. - An investment bank serving mid-cap investors and issuers worldwide. Based in New York City. (NYSE: JEF)
  • The Jordan, Edmiston Group, Inc. - Middle-market investment banking services for companies in the media and information industries.
  • J.P. Morgan & Co. - A leading global financial firm that meets critical financial needs for business enterprises, governments, and individuals.
  • Keefe, Bruyette & Woods, Inc. - Institutionally oriented securities broker/dealer and full service investment bank .
  • Kontiki Capital Ltd. - Provides investment banking products and services to the South Pacific. Licensed as an Investment Adviser by the Capital Markets Development Authority of Fiji.
  • Kotak Mahindra Capital Company - Investment Bank provides financial services to clients based either in India or overseas.
  • Kuhn Information Capital - Provides merger and acquisition services to software, data and Internet vendors.
  • Latitude Partners - Investment banking firm for technology, internet, and communications sectors.
  • Legacy Securities Corp. - Southeastern investment and merchant bank operating from Atlanta and Memphis.
  • Lehman Brothers - A global investment bank serving the financial needs of corporations, institutions,governments and high-net-worth investors worldwide. Founded in 1850, Lehman has over 39 offices worldwide.
  • Leonard Green and Partners - A merchant and investment banking firm.
  • Macadam Capital Partners - Private investment bank advising companies in planning for their capital needs.
  • Macquarie International - Provides specialist investment banking and financial services in select markets around the world.
  • Menke and Associates, Inc. - Investment banking firm specializing in ESOP and management buyouts.
  • Merrill Lynch - A leading global financial management and advisory company.
  • Metos Investments - Provides investment banking, merger, acquisition, and financial services.
  • Mirus Capital Advisors - Provides investment banking solutions to middle market technology, business services companies, and family-owned businesses.
  • Morgan Stanley Dean Witter - One of the largest investment banks in the United States, with clients worldwide.
  • N M Rothschild and Sons - Provides investment banking and financial services worldwide.
  • Nomura International - The European subsidary of the Nomura Securities Co., Ltd., focused on meeting the needs of investors and issuers across Europe and beyond.
  • Oscar Gruss and Son Incorporated - A full service broker dealer that provides Investment Banking Services to the Healthcare industry and other investment services.
  • Pharus Advisors, LLC - Sell-side and buy-side M&A advisory services to venture-backed technology companies in the small-middle markets.
  • Phoenix Management Group, LLC - Provides investment banking, debt restructuring and mezzanine financing.
  • Presidio-The Credit Specialist - Provides bond market matched principal intermediation, credit trading and risk management advisory services. Based in Asia.
  • Quarterdeck Investment Partners, Inc. - An investment banking firm in Los Angeles and Washington DC.
  • RBC Dominion Securities Inc. - A Full Service Investment Dealer based in Canada. It has operations in M&A, sales and trading of equities, bonds, money market instruments, foreign exchange, futures and options, research and investment management.
  • Reed Wasden & Associates - Merchant bank engaged in research, investments, consulting, and merchant banking.
  • Robert W. Baird - Investment banking and wealth management firm servicing clients in the U.S. and Europe
  • Robinson-Humphrey - Investment banking and equity research for growth companies.
  • SARS Ltd. - Offers corporate finance advice to multinationals, governments, and corporations in central and eastern Europe.
  • SG Cowen Securities - The U.S. broker-dealer subsidiary of SG providing securities and investment banking services.
  • Simmons & Company International - Specialist in investment banking, mergers and acquisitions, public debt and equity offerings to the Energy Industry.
  • Sindicatum Limited - London-based corporate finance/M&A firm focused on global emerging markets
  • Smith Barney - Provides brokerage, investment banking and asset management to corporations, governments and individuals.
  • Texada Capital Corp - Investment banking firm offers corporate finance services to direct marketing companies.
  • Thomas Weisel Partners - A SF-Based merchant bank providing investment banking, institutional brokerage, private client services and private equity investing focused on the new frontiers of the growth economy.
  • TM Capital Corp. - A NY Based Investment Banking Firm providing clients with the experience and expertise necessary to complete strategic corporate transactions including mergers, acquisitions and financings.
  • Updata Capital, Inc. - An investment banking firm specializing in mergers and acquisitions in the information technology industry.
  • Veronis, Suhler & Associates Inc. - A investment bank and private equity fund serving and investing in the communications, media, publishing, broadcasting, interactive digital media, and information industries.
  • Wall Street Organization, Inc. - Online investment banking and financial public relations firm.
  • Wm Sword and Co. - Investment bank specializing in merger/acquisition advisory services.
  • Young and Partners - Investment bank for chemical, pharmaceutical, biotechnology, and medical device companies.
  • Ziegler and Companies, Inc. - Provides integrated financial services through two main segments: investment banking and capital markets, and investment services. features an overview of services,and investor information. (NASDAQ:ZCO
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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.