Kredyt na samochód - College Financing
Kredyt na samochód możliwy zakup samochodu od dealera, z komisu, od osoby trzeciej, również pojazdu nie zarejestrowanego w Polsce! Zobacz Kredyt na samochód!

Kredyt na samochód - College Financing

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Business: Financial Services: College Financing

See also:

  • Access Group - Provides student loans and financial aid services.
  • ALL Student Loan Group - Committed to offering students and their families easy and affordable loan options to make financing a college education almost effortless.
  • Alliance Capital - Offers a program for planning and saving for college tuition.
  • ASAP/Union Bank & Trust Co. - Provides college financing programs and other financial services.
  • Borrowsmart Trust - Offers an array of products and services to help parents pay for the education of their dependent children.
  • Brazos Higher Education Service Corporation - A full service lender providing private as well as Federal student and parent loans.
  • Campus Door - Offers program, which consists of privately insured loans, as well as federally guaranteed loans.
  • Chase - Offers student loan information and consolidation services.
  • Chela Education Financing - Offers students private and federal student loans, as well as scholarships and a scholarship search database. Also offers federal PLUS loans for parents.
  • Citibank Student Loans - Lender offers financial aid, grant and scholarship information.
  • College Financial Services, Inc. - Offers scholarship searches, SAT testing dates and financial planning.
  • The College Financing Guide - Discusses financial planning for college, including estimating college costs, evaluating savings programs and analyzing sources for financial aid.
  • College Foundation, Inc. - The central loan originator and servicer for North Carolina's Federal Family Education Loan program.
  • College Loan Corporation - Offers a tutorial explaining the financial aid process.
  • The College Partnership, Inc. - Produces workshops on planning and preparation for college bound students.
  • College Savings Bank - Offers section 529 college savings plans and IRAs for college.
  • Collegiate Funding Group - Resource guide for college financial aid information and assistance.
  • Collegiate Funding Services - Offers a program to consolidate Federal student loans.
  • CSLF - Student Loan Foundation - A US national provider of higher education loans.
  • EdFund - A non-profit corporation providing financial information and services to students seeking higher education.
  • Ed-Invest - site lets you consolidate and borrow student loans.
  • Edsouth - Provides support services and educational loan programs for students and parents.
  • EduCap Inc. - Provides private education loans and consolidation.
  • The Educated Borrower - Provides private student loans for those in elementary school through undergraduate, graduate and continuing education programs.
  • Education Finance Partners - Offers private student loans to pay for any education-related expense, and private consolidation loans.
  • Education One - Private, alternative student loans for education related expenses for K-12, College, Graduate school, Professional training, Non-Traditional, and Continuing Education students.
  • Education Services Foundation - Provides financial aid consulting to students, schools and lenders.
  • Educational Funding Services, Inc. - A full service education lender providing a complete range of federal loans.
  • Educational Services of America, Inc. - Non-profit corporation partnering with schools, lenders and secondary markets to provide student loan services for students and families.
  • EduOption - An electronic option contract giving the purchaser the right but not the obligation to pay for a fixed education cost in the future. EduOption's system determines the cost of this option and originates the contract with the seller to the purchaser.
  • FinAid - Comprehensive resource of college financial aid information.
  • Great Lakes Higher Education Corp - Offers schools, lenders and students loan origination and servicing.
  • HigherEdLoans - Consolidates federal student loans to lower monthly payments and interest rates.
  • International Education Finance Corporation - Offers loans to international students in US colleges and US students studying abroad.
  • Internet Student Loans Company - Information and applications for college financial aid and loans.
  • JPMorgan Chase & Co. - Student Loan Division - Provides private, federal, and education loans for parents of K-12 and college students. On-line application, product information, and branch locations.
  • The Lagrant Foundation - Provides scholarships, educational support and career advisement for minorities.
  • Medfunds - Offers financing programs for healthcare students of many disciplines including medicine, dentistry and veterinary.
  • My Rich Uncle - Alternative gap-financing for college students.
  • National City Education Finance - Complete guide to federal loan programs along with online applications and entrance counseling.
  • National Education Loan Network - Provides schools and borrowers with materials relating to the many aspects of educational finance, many of which harness the power of the Internet to streamline the student loan process.
  • National Student Loan Data System - The U.S. Department of Education's central database for student aid.
  • Nellie Mae - Offers federal and private education loans through direct originations.
  • Nelnet, Inc. - Provides a full range of federal and private education loans and valuable resources for student and graduates.
  • NorthStar Total Higher Education - A non-profit organization offering a variety of federal and private student loan packages.
  • Northwest Education Loan Association - Provides student loan guarantee and support services to schools and students throughout the West.
  • PLATO - Information on scholarships as well as private and federal student loans.
  • PNC Bank - Offers Federal Stafford, PLUS and consolidation as well as private alternative loans.
  • Sallie Mae - Provides federal and private student loans, including consolidation loans, for undergraduate and graduate college students and their parents.
  • SavingForCollege.com - Offers independent information on section 529 college savings plans.
  • Scholarship Program Administrators, Inc. - Administers scholarship programs for businesses, trusts, and organizations.
  • Scholarship Resource Network - Comprehensive site on private sector scholarships.
  • Simple Tuition - Student loans, including federal loans, private loans and consolidation loans, includes a comparison feature
  • Smart Funds - Provides various methods for students to pay for higher education.
  • Smartmoney.com: College Planning - Worksheets and articles about 529 plans, investing for college, and financial aid.
  • Smith - Warren Financial Services, Inc. - Provides help for parents and students in funding college and locating both need and non-need based financial aid.
  • 529 Solutions - Offers section 529 pre-paid tuition savings plans.
  • Southwest Student Services - Provides education funding and financial aid information.
  • Student Assistance Foundation - Provides student loans, loan consolidation and federal parent plus loans.
  • Student Loan Counseling Service, Inc. - Provides free services to student loan borrowers with a mission to help borrowers stay out of default and successfully repay their loans.
  • Student Loan Finance Association - Offers a variety of products to help make education affordable.
  • Student Loan Finance Corporation - Source for educational financing and student loans. Information about and online application for Stafford, PLUS and private loans for students and parents.
  • Student Loan Financial Group - Provides student loan consolidation as well as new loans.
  • Student Loan Funding Resources - Provides college financing services and a guide to financial aid.
  • Student Loans of North Dakota - Offers a variety of loan programs to help students and parents finance the costs of higher education.
  • Student Market - Provides information on federal stafford and federal plus student loans.
  • Sun Trust Banks, Inc. - Offers over 30 years experience in education lending and financial aid advice.
  • Think Financial - Offers private student loans, including an online application.
  • TIYM Publishing - Allows visitors to search for scholastic financial aid.
  • Tuition Management Systems - Programs to help families afford education.
  • UPromise, Inc. - Savings network for parents to save money for their children's college education.
  • Wachovia Education Loans - Information on admissions, scholarships, and financial aid. The student loan division of Wachovia.)
  • Wells Fargo Student Loans and Banking - Undergraduate and graduate loans, as well as repayment options and banking services for students.
  • William D. Ford Federal Direct Loan Program - The US Department of Education's lending arm for students in participating schools and student loan consolidation.


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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.