Kredyt na samochód - Automotive

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.

Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Business: Automotive

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This category in other languages:

Bulgarian (54)	Catalan (18)	Chinese Simplified (96)
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German (346)	Greek (63)	Hebrew (62)
Italian (575)	Japanese (1,136)	Latvian (84)
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Portuguese (0)	Romanian (149)	Russian (180)
Spanish (87)	Swedish (43)	Turkish (480)
Ukrainian (29)

AATAC - Manufacturer of towing and recovery vehicles, including towtrucks, wreckers, slideback carriers and equipment carriers.
Acura - Corporate site of the Acura division of American Honda Motor Company. Provides information on all models.
A.L. Hansen - Manufacturer of commercial vehicle and industrial hardware.
Alberto Carvalho Araujo C. Lda. - Developer and manufacter of the SOCA and Motalli utility vehicles.
Alliance of Automobile Manufacturers - Representing the common interests of its members on a broad range of public policy issues, including motor vehicle safety.
Aston Martin Lagonda Limited - Official site. Contains a history of the company, technical details, dealer list, merchandise, and career information.
Audi New Zealand - The official Audi site for New Zealand. Includes Audi dealers, accessories, news.
Auto Facts - Focused on decision support needs of vehicle manufacturers, marketers and suppliers. Provides databases, research, forecasts, strategic planning and consulting.
Automotive Technology - International directory and conference information for the road transport vehicle industry; features catalog of related products and services.
BMW (GB) - The official United Kingdom BMW site includes products and services, information, new, features, approved used cars, and dealership directory.
BMW Manufacturing Official Site - Site of BMW Manufacturing Corp. in South Carolina, North America's only BMW plant. Virtual plant tour features panorama views of the Z3 and X5 manufacturing process. Video clips, press releases and photography library.
Boyce Equipment and Parts Co., Inc. - Dealers in the field of military trucks, truck parts and equipment.
Breyton Design - Produces custom editions of standard BMW models.
Bucco Co. - Manufacturers of fibreglass pickup canopies for recreational and commercial use and fibreglass insulated/semi-insulated bodies for trucks and trailers used in the transportation of perishable goods.
Buick - Manufacturers of automobiles.
Cadillac - Luxury automobile and SUV division of General Motors Corporation.
Chevrolet - Manufactures autos and trucks,as well as sport utilities.
Chrysler - Sophistication defines the entire Chrysler line-up. It is epitomized in the newest Concorde, the next level of cab-forward architecture.
DaimlerChrysler - Manufacturer of trucks and automobiles.
DaimlerChrysler Vans LLC - Sprinter commercial van, designed by Mercedes-Benz, assembled by Freightliner. Information, list of dealers, vehicle configurator.
Dentco Inc. - Offering paintless dent repair (PDR) programs and hail damage solutions to insurance companies, body shops, and dealerships nationwide.
D'Ieteren - Automobile distribution, short term car rental and vehicle glass repair and replacement. Includes history, investor information, and contacts.
Digalog - Digalog is a manufacturer of engine testing equipment.
Dodge - Manufacturer of pickup trucks, vans, cars, and sport utility vehicles.
EuroNCAP. European New Car Assessment Programme - European automobile safety organization, provides motoring consumers with a realistic and independent assessment of the safety performance of some of the most popular cars sold in Europe.
EV1 - Electric vehicle by General Motors.
Firestone Complete Auto Care - Auto service center offering car maintenance, brakes service, auto repair service and automobile tires. Includes special offers, service information and a store locator.
Ford Motor Company - Official site featuring investor, career, news, and media information.
General Motors Corporation - Founded in 1908, General Motors has grown into the world's largest automotive corporation and full-line vehicle manufacturer.
General Motors in China - Provide corporate, joint ventures and service activities information about GM in China. [Site in Chinese and English.]
GMC - Information about line of trucks, vans, and commercial vehicles with current incentives, owners' area, news and company history.
Holden - Australian automaker.
Honda Motor Co., Ltd. - Manufactures a wide range of products, including motorcycles, ATVs, generators, marine engines, lawn and garden equipment, and automobiles. (NYSE:HMC).
Hyundai Motor Company - Korean motor car manufacturer site with links to subordinate sites in specific countries. (KSE: IFC Codes 542470.1, 542470.2 / SEDOLs 6451055, 6451022)
Jason Incorporated - Jason owns a number of manufacturing companies in the automotive and industrial areas.
Jeep - Manufacturer of automobiles and sport utilities.
Land Rover Group Ltd. - Official site containing a dealer list, product details, and careers information. Also includes off road driving adventures.
Lincoln - Luxury automobile division of Ford Motor Company.
Mark IV Automotive - A global supplier to the automotive OEM/OES industry.
Mazda Motor Corp. - Official site of automobile manufacturer, with corporate information, guide to its automobile and engine museum, and worldwide distributor list.
Meineke Car Car Centers - Offers a broad range of repairs and maintenance. Includes a store locator, discount coupons, and information about franchises.
Mercedes Benz USA - Information includes models, vehicle care, heritage, purchase assistance, and pre-owned vehicles.
Mercedes-Benz - Manufacturer of luxury automobiles and sport utilities.
Mercury - Manufacturer of automobiles and sport utilities.
Mid States Classic Cars - Manufacturer of Cobra and Shelby Cobra replicas and other fiberglass replacement parts and accessories.
Millennium Custom Auto Inc. - A manufacturer of custom designed stretch limousines located on Long Island New York.
Ming Shun Industrial Co., Ltd. - Manufacturer of piston pins, connecting rod pins, crank pins.
Mohawk Shop Talk - Mohawk Lifts' Shop Talk message board forum lets dealers, mechanics, and managers talk and trade automotive lifts.
Morgan & Company, Inc. - Comprehensive automotive statistics, research and forecasts for vehicle manufacturers and suppliers.
Motor Vehicle and Car Body Manufacturers - Chart listing categorically from largest to smallest, the leading motor vehicle and car body manufacturers in the United States.
Nam-Young motor - Has been knowned by the best firewagon and firefighting equipment manufacturing company in Korea since 1956.
Nissan Motor Co., Ltd. - Manufactures automobiles including passenger cars, buses, trucks and related parts and accessories. (Nasdaq: NSANY)
North American Automobile Trade Association - Association of independent motor vehicle brokers.
NW Metal Products of Forest Grove - NW Metal Products has a complete line of auxiliary and replacement fuel tanks.
Opel - Manufacturer of automobiles.
Overfinch Bespoke Vehicles - Overfinch (formerly Schuler) are world-renowned for building bespoke Land Rover vehicles, from the Range Rover, Discovery and Defender ranges.
Peugeot - Manufactures cars and light commercial vehicles, motorbikes, scooters and light-armored vehicles, offers parts, transportation and logistics, and financial services for dealers and customers. (Nasdaq:PEUGY). [English, French and Spanish]
Polaris Industries, Inc. - Engineers and manufactures snowmobiles, all-terrain vehicles, motorcycles, and utility vehicles.
Pontiac - Automobile division of General Motors Corporation.
PSA Peugeot Citroën (Peugeot S.A.) - A manufacturer of automotive products including cars, scooters, motorcycles and process equipment for automotive applications includes information for media, investors and employment candidates. (Nasdaq:PEUGY)
Quantum-Tecstar - Products and support services including propane and natural gas vehicles, hybrid systems, and hydrogen refueling, from concept to production for governments and commercial organizations
Ray-Jurgen, Inc. - Wholesale and retail distributor for automotive service equipment.
Rhein Associates - Offers diesel engine, transmission and powertrain monthly newsletters, marketing research and consulting for the medium/heavy duty truck and off-highway equipment markets.
Saab - Swedish manufacturer of passenger vehicles.
Salem Kroger - 4X4 converter for motorhomes, vans, emergency vehicles, trucks and specialty vehicles. A factory authorized ship-to for Ford, GMC and Chevrolet.
Saturn - General Motors division established to become a different kind of car company.
Sen-Dure Products, Inc. - Sen-Dure manufactures heat exchangers and oil coolers for marine and industrial transmissions and engine cooling.
Servicentre Systems - Manufacturers of pattern exhausts for Rolls Royce and Bentley. Worldwide supply.
Shinjeong Development Co. - manufacture road sweeper, street sweeper, tow tractor, special purpose vehicle.
S.Karosser AB - Manufactures special fitted trailers and campers. Sweden.
Smart - European made vehicle. A brand of DaimlerChrysler.
Sunworld Instrument Co., Ltd - Manufacture parts for motorcycles, snowmobiles and jet skis.
Techform - A supplier and manufacturer to the automotive industry, specializing in wire-forming, stamping and JIT delivery.
Toyota Motor Corporation - Car and truck manufacturer. Features corporate and shareholder information, and links to subsidiary companies. ( NYSE: TM )
Trasco - Manufacturer of armored vehicles, armored off-road vehicles and security cars.
Vauxhall - Entry point to information about Vauxhall's car range.
Volkswagen AG - Manufacturer of cars, trucks, and vans. Includes product data, technical literature, careers, and corporate information. (Public:German)
Volvo Car Corporation - Manufactures family oriented vehicles.
Volvo Group - Manufacture trucks, buses, construction equipment, marine and industrial power systems, and aerospace systems . Includes links to operating companies. (Nasdaq: VOLVY)
VS Composites LLC - Design, engineering, prototyping and development of composite material based structural and non-structural components.
Westward Industries Ltd. - Manufacturer of street-legal three wheeled vehicles used by police parking patrol, security, and utility service.

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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.