Kredyt na samochód - Consulting

Kredyt na samochód - Consulting

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Business: Arts and Entertainment: Music: Consulting


See also:

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Italian  (9)  


  • Access Entertainment - James Bruce offers consulting and promotion services for independent artist.
  • Amber Music Productions - Offers advice, promotion, recording, and photography for models and musicians. Based in the United Kingdom.
  • Arts Business Consultancy - Specialist consultants focused on programming, local authority venues, theatres, cinemas, multi-purpose halls and concert halls. Service reviews, feasibilitiy studies, business and marketing plans. Mainly dedicated to Classical genre.
  • Arts Culture Entertainment partnerships and marketing - An entertainment marketing firm based in New York, USA.
  • BandGuru.com - It's about the consultant Mark Bliesener: biography, credits, and services offered.
  • BigRecordPromoter - Web-enabled contact management and promotion software for indie musicians, promoters, and labels.
  • Christel Music, Ltd. - Offers professional help with music contracts.
  • City Lights Entertainment - Offers musicians career advisory services by consulting with music industry executives.
  • CJP-NH Records - Professional consulting service based in California, USA.
  • Concert Promotion - Self-study courses by a promoter pro to learn how to book bands, concerts and promote music.
  • Donnie Castleman - Tax preparation services for musicians and the entertainment industry.
  • Entertainment Marketing Communications International - Full service entertainment marketing agency specializing in the music industry. Credits, company information and offered services.
  • Flaherty Consulting and Management - Provides legal and business advisory services for artists, producers, and other individuals interested in pursuing a career in the industry. Offices in New York, USA.
  • Flyline Music AG - A Swiss consulting and music management for music groups. Also offers marketing and management consulting for companies working in the professional audio and video industry by doing business plans, marketing concepts, mailing and promotional activities.
  • Focus on Music Careers and Media Production - A weblog about how to develop a career in the industry. Information, comments, and tips.
  • Global Entertainment Group - Trains people in the business side of the music industry. Located in London, United Kingdom.
  • GrayZone - Firm that provides investigative, paralegal and research services to members of the entertainment community. They specialize in bootleg, counterfeit, and piracy.
  • I Want to Be a Singer! - Workshops about how to become a singer by a professional female vocalist, in South East London, United Kingdom.
  • Independent Musician Resource - A resource providing advice and research information for independent musicians and music business professionals covering various facets of the music industry, including legal matters, copyright issues, and general industry information.
  • IndieMusicCoach.com - Provides one-on-one music consulting and coaching for indie musicians and bands. Helps with artist development, management, marketing, gig swaps, tours, web sites, resources, and motivation.
  • Jacobs, Jay - Offers career consultation with actors, writers, vocalists, musicians, promoters, managers, talent agents, and talent buyers
  • Jerry Lembo Entertainment Group - Specialists in the Music Business with offices in New Jersey, USA. Information about the company, services, contact information, and links.
  • Jim Halsey, Music Business Consulting and Education - The author of the book, "How to Make it in the Music Business" offers seminars and consulting regarding entertainment music industry careers.
  • Legacyworks, LLC. - Consultants in copyright termination, transfer of grant, publishing termination, and song recapture.
  • Leonard Lowy Co. Solicitors - [London, UK] Law firm offering legal services and business assistance for music industry.
  • Lifeline I.T. Solutions - A business offering information technology support services to the entertainment and music industry
  • MC-Input.com - Offers international consultancy online, focusing on career planning and artists and repertoire.
  • Mike Itashiki - Classical music business knowledge. Offers marketing, promotion, staging and promotional materials.
  • Music Business Education and Services - Hosted by long time music business educator, consultant, contract specialist,and career guidance counselor, David J. Spangenberg.
  • A Music Company - Offers brokering of license and distribution deals anywhere in Europe, for independent labels/artists. Also, coordination of marketing and promotion activities in France and across Europe. Offices in Paris and London.
  • The Music Consultant - Offers evaluation of songs by artists and repertoire professionals.
  • Music Powers i - Professional advice from various entertainment attorneys and producers. Specializes in hip hop and rhythm and blues.
  • MusicAttorneys.com - A consulting firm aimed at helping musicians and composers protect their rights. Contract and copyright forms, information, attorney referrals, industry resources, and sheet music.
  • Musictax.com - Tax and accounting services for musicians and performing artists. Company owned by Glenn Franke, and located in NYC.
  • Musiodata - Musicologist Sandy Wilbur offers consulting to lawyers, film, TV, and music industry professionals. Company profile, and description of the offered services.
  • Premier Artist Consulting Services - Consulting for the Canadian independent artist from first-hand knowledge in performing, booking, retail, promotion, distribution and almost every other area of the industry.
  • Prologue Integrated Consulting - Artist consultant and representative for single and group performers. Representation across Canada and the north western USA by Gudrun Eichbauer.
  • RapBasement.com - Provides information helpful for getting a recording contract.
  • Royalties Management International - Independent royalty management for artists and labels in the music industry. Located in Loverval, Belgium.
  • SGS Entertainment Management and Consulting - [Burlington , KY] They can help with publicity, agents, advertising and public relations. Company profile and contact information.
  • Solutions Unlimited - A management consultant specializing in the recording industry, helps record labels manage for success by implementing management and administrative systems tailored to their specific needs.
  • The Sound Lounge - Provides music and sound research and selection service, including legal, copyright and licensing services for the advertising, film, TV and media Industries.
  • Spiral D.P. - Independent record company consultant. Also offers CD distribution, promotion, and artists bookings.
  • Star on the Eye Productions - Services include consulting, management, booking, consulting, and demo/press kit review and creation.
  • Start a Band - Shows how to start a band. Offers online advisory, courses and e-books.
  • Tas Music - A non profit organization aimed at supporting Tasmanian contemporary music. Provides advice, referral and professional development services for members of the industry as well as networking, promotional and industry development opportunities.
  • Tulip Media B.V. - Media investment consultancy.
  • The world of Fred Sutton III - Grammy award winner providing his expertise and guidance in all facets of the entertainment industry.
  • Your Music Career - A company offering advisory services for musicians. Offices in Tennessee, USA.
  • Zen-Fusion Entertainment - Consulting services for music, TV, and film industry. The company's goal is to guide artists through the process of getting their art to the world.



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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.