Kredyt na samochód - Multifandom

Kredyt na samochód - Multifandom

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Arts: Online Writing: Fiction: Fan Fiction: Multifandom



  • Fanfics.org   - Stories from a variety of authors organised by fandom.
  • FanFiction.Net   - Automated story archive, arranged by genre, searchable by author, title, and keyword.

  • A.J.'s Sci-fi Page - Stories from Battlestar Galactica, Star Trek, and Babylon 5 as well as original works.
  • Amalgam: A Fiction Page - Original fiction and works, including Star Trek (all generations) and Babylon 5.
  • Anubis Soundwave - Toon Tone TV Network - A multifaceted site of fan fiction and art..
  • Beck's Web Haunt - Doctor Who and Highlander fiction.
  • Ben's Fiction Page - Stories by Ben Church from Marvel comics, MST3K, Buffy, Highlander, Gargoyles, and Star Wars.
  • Big Valley and Six Million Dollar Man Storyboard - Message board and archives. Includes writers' resources, such as character profiles and trivia.
  • Biku's Bookshelf - Original works and fiction including Star Trek, Star Wars, Backstreet Boys, Due South, and Sinbad.
  • The Bookcase - Fiction based on Xena: Warrior Princess, seaQuest, X-Files, Evil Dead Trilogy, Stargate SG-1, and American Gothic.
  • Bradygirl's Net Reality - Days of Our Lives, Charmed, and Poltergeist the Legacy fiction.
  • Bruce Boxleitner Fan Fiction - Works for Scarecrow and Mrs. King and Babylon 5.
  • Bullions' Scripts - Archive of fiction screenplays including Star Trek, Mortal Kombat, Alien, and Buffy the Vampire Slayer crossovers.
  • Canadian Cucumbers - Fiction centering around Tom Paris, Due South, Angel, SeaQuest, Invisible Man.
  • Cat's Cyberfic - Works from Starsky and Hutch, A-Team, and The Sentinel.
  • Cere's Dream Haven - Teenage Mutant Ninja Turtles, Batman Beyond, Legend of Zelda, as well as original works.
  • Chocolate - Stories and poetry based on Harsh Realm and The West Wing.
  • The Christian Fanfiction Directory - Christian fanfiction. Includes archives for X Files, Star Trek, Digimon and The Bible.
  • The Christina Hilt Group - Message board, chat, and biography and commentary from an author who writes stories based on Harry Potter and Boston Public, along with links to the stories.
  • Corri's Realm - Fan fiction and crossovers for Buffy, Angel, Firefly, The Patriot, The Magnificent Seven, and The Wheel of Time.
  • Cyberkat's Fan Fiction Asylum - Fiction by Sandy Adams, including Dark Shadows, Magnum PI, Forever Knight, Knight Rider, Star Trek, and cartoons.
  • Cyberscripts - Fan-written scripts for complete episodes of Buffy, Angel and Ripper. Includes fanfic scripts, promos, music, reviews and comment book.
  • Dani's Domain Fan Fiction - Harry Potter, Pokemon, X-Files, Scream, and Sailor Moon fiction by various authors.
  • Dark Boswell - Satirical look at Buffy, Roswell and other genre TV.
  • DCE's Creative Corner - Contains Highlander and Forever Knight works.
  • Diamond's Fan Fiction Retreat - Star Trek Voyager, Babylon 5, and Pretender works.
  • Dr. Frankestein's Weird and Stupid Lab - Works on Korn and the X-Files.
  • Dragon's Library - Fiction for Wheel of Time, Star Wars, and original stories, forum and bookmark directory.
  • Dragon's Library - Science fiction and fantasy archive with Wheel of Time, Star Wars, Dark Elf and other fiction, role-playing and original stories as well as book recommendations and free book excerpts.
  • Drifting in Free Space - Works from Buffy the Vampire Slayer, Angel, X-Files, Batman, and Harry Potter.
  • The Duncan Twins Home Page - Works from Highlander, Invisible Man, Kindred, Poltergeist the Legacy and Stargate SG-1.
  • e-fic.com - A collection of stories specially formatted for the 3Com PalmPilot, IBM Workpad, Psion PDA, TI Avigo or WinCE handheld device.
  • Fan Fiction - Various works from television, music and movies.
  • Fanfiction Index - Quantum Leap, Kung Fu: The Legend Continues, Forever Knight, and anime fiction by Amparo Bertram.
  • Fanfiction Universe - A writers forum for all genres of TV fan fiction.
  • FanFicWeb - Directory of sites with stories in a variety of fandoms and hosts archives for The Pretender, Profiler, and Space: Above and Beyond.
  • Fannish Pursuits - Short stories, snippets, essays and filks based on Blake's 7 and The Lone Gunmen. Includes articles and writer's resources.
  • Fantastic Fanfics - Fictions for Visionaries and Pokemon.
  • Fictainment - Various bands including Backstreet Boys and N'Sync.
  • Gemz FanFiction - Fiction from the Hardy Boys and N'Sync.
  • The Glass Onion Archive - Web host for mailing list of the same name. Stories based on more than a dozen fandoms including Alias, Buffy the Vampire Slayer, Firefly, Harry Potter, Star Wars, and The X-Files.
  • Hall of HonorH - Stories based on Buffy the Vampire Slayer, Highlander, Xena, and Highlander: The Raven. Includes fiction recommendations.
  • The Hall of the Terrian King - A variety of TV shows, old and new, and movies.
  • The Haven Fan Fiction Archive - Science fiction works including X-Men.
  • Hellmouth East - A series of crossover stories by Richard Ruth involving Buffy the Vampire Slayer, Highlander, Poltergeist: The Legacy, Kindred: The Embraced, and the X-Files.
  • Idea No. 8 - Stories based on The West Wing, Andromeda, Buffy the Vampire Slayer, Angel, ER, and Farscape. Also includes quotes.
  • Idol Pursuits - Stories by various authors for The Sentinel, The Professionals, Stargate SG-1, and other fandoms.
  • Inquisitive1's Fanfiction - Fiction stories based upon Buffy the Vampire Slayer, Angel, Highlander, MacGyver, The Pretender, and The Sentinel.
  • The Interplanetary Railroad: Group-Written Science Fiction - Original stories and fiction written round robin style.
  • Into Oblivion - Fanfiction archive consisting of stories based on "Roswell", "Dawson's Creek", "Gilmore Girls" and "Buffy the Vampire Slayer".
  • Jane's Fan Fiction - Fan fiction from Quantum Leap, Friday the 13th, Sentinel, and Bionic Woman. Include "Ms. Nitpicker's Guide to Writing Almost-Readable Fan Fiction."
  • Jan's Home Page - Star Trek Voyager and Stargate fan fiction, with writing challenges, and instructions on creating story booklets.
  • Jessa's Fanfiction - Buffy, General Hospital, and One Life to Live stories.
  • Johns FanFic Site - Fan fiction stories based upon Gundam Wing, Sailor Moon, and video and roleplaying games.
  • Jo's Obsessions - Highlander, X-Files, West Wing, and Queen of Swords fan fiction.
  • Judy's New Silk Fiction - Silk Stalkings and Kung Fu: The Legend Continues fiction.
  • Kalynn's Fan Fiction - Fan fiction from various science fiction and drama fandoms, including Profiler, Hercules, The X-Files, and Star Wars.
  • Katana's Cafe - Stargate SG1, Andromeda and Earth Final Conflict fan fiction.
  • Kenda's Fan Fiction Library - Emergency, Simon and Simon, and The Big Valley stories.
  • KerJen Fanfiction - Works primarily centered on Star Wars and Star Trek: TOS movies.
  • Kimba's Fanfiction and Poetry - General Hospital and Dawson's Creek fiction.
  • Lair of the Stealthbunnies - Fiction for Buffy the Vampire Slayer, the Transformers, Teenage Mutant Ninja Turtles, X-Men, and Devilman.
  • Land of the Harem - Works from Rurouni Kenshin, Fushigi Yuugi, Highlander and X-Men.
  • Marcie's FanFictions - fanfics about the pop group Dream Street and the Harry Potter novels.
  • Marcus' Fanfiction - Works from Babylon 5, Lexx, Battlestar Galactica, and other science fiction shows.
  • Meana's Sci-Fi and Fantasy Page - Works from Dark Angel, 7th Heaven, Roswell, Star Trek and other television shows.
  • Memoirs of an Obsession - Works based on N'Sync, Backstreet Boys and various celebrities.
  • Method in the Madness - A site for multifandom MSTings by Saf and Dy Productions.
  • MST3K of . . . - Parodies of stories based on fandoms from Star Trek to Lord of the Rings, in the style of the show that raked films over the coals.
  • My Fanfiction Centre Home - Fan fiction for various fandoms including Stargate SG-1, JAG, Charmed, and West Wing.
  • Mystery Surreal Theatre 3000 1/2 - Fan MiSTings, with the SM:TV live crew and others on the SoL, mocking Buffy, Pokemon, Star Wars and Dragonball Z fan fiction and scripts.
  • A New Life - Story written by 3 teens based on their favorite shows, movies, and music.
  • Old Ping Hai's Basement - Multi-fandom fiction stories with photos, quizzes, jokes, and an episode guide. Alien Nation, Quantum Leap, Kung Fu TLC, and Dr. Who.
  • Perriverse Publications - Stories based on Lois and Clark, Roswell, The Pretender, Highlander, Buffy, and other series.
  • Phantom's Lair - Phantom Chic's Stargate SG-1, X-Files, and Buffy The Vampire Slayer fiction, and Dripping Sarcasm series of Stargate episode reviews. All material is PG-13 or lower, contains shippiness and humor.
  • Pho's Fan Fiction - Fan fiction by Patricia O'Cain. Includes Stargate SG-1, Kung Fu: The Legend Continues, and The Sentinel.
  • Pontmarie's Fan Fiction - Highlander, Dr. Quinn: Medicine Woman, and Law and Order stories.
  • Sam's Place - Nash Bridges and Diagnosis Murder works.
  • Savage Garden Fan Fiction - Vampire Chronicles, Buffy: the Vampire Slayer, and Due South stories.
  • Saving Dreams - Personal collection of fan fiction, including Final Fantasy VIII and Harry Potter.
  • Sekhmet's Sanctuary - West Wing, Due South, and Lone Gunmen fiction.
  • Sherry's Writing Room - Highlander, The Immortal, Earth: Final Conflict, and JAG fiction.
  • Sheshat's Online Library - Fiction, including Highlander, Stargate SG1, Due South, Mortal Kombat: Conquest, The Sentinel, and The Crow: Stairway to Heaven, as well as sound files and original images and animated GIFs.
  • Sigma's Archive - A multifandom archive including Buffy, Angel, Highlander, JAG, and X-Men.
  • Solemn One - Fanfiction archive featuring stories based on Roswell, Dawson's Creek, Gilmore Girls, Buffy the Vampire Slayer, Smallville, Everwood, and others.
  • Starbase 301 - Star Trek and Star Wars crossover works.
  • Starlight Studios - Stories based on Sliders, Star Trek, and The X Files. Also includes fan art, and message board.
  • Steph's Writing - Batman, X-Men, Mission: Impossible, and Mighty Morphin Power Rangers fiction.
  • The Story Nook - Nash Bridges and Combat! works. Links to challenges, interactive stories, and writing resources.
  • Tal's Corner - Index of fan fiction sites, as well as reviews and recommendations, and an original story about a Xena fan fiction writers.
  • TaPoi - Final Fantasy VIII and Harry Potter works.
  • Teanna - Jane Austen, Star Wars and Wheel of Time spoofs.
  • Television Fan Fiction - Stories from The Facts of Life and Laverne and Shirley. Submissions welcome.
  • Tiffany Park's Fanfiction - Fiction stories based upon Star Trek TOS and Stargate SG-1.
  • Tim North's Fiction and Poetry - Stories and screenplays for Lois and Clark, Moonlighting, Cybill, Star Trek, and MASH. Includes original poetry.
  • Tomato Soup Online - Original stories and fiction from Popular and Roswell, plus fan art.
  • Twink's Mega Fanfic Archive - Archive that contains multi-fandoms. The top fandoms are Buffy the Vampire Slayer, Angel, Roswell, Dawson's Creek, Pretender and the X-Files.
  • Two Chickies Fan Fiction - Stories based upon shows of the '70s such as Emergency, CHiPs, Starsky and Hutch, and the Rockford Files.
  • The Ultimate Fan Fiction Site - Fiction stories featuring bands and cartoon characters.
  • The Underground - Punk Maneuverability's X-Files, Sports Night, West Wing, and Smallville fan fiction.
  • The Watcher's Diarys - A Buffy the Vampire Slayer and Angel the Lost Vampire archive. (Some stories and poems, not related to these shows also reside on the site).
  • Welcome to My Parlor - Tiffany's fan fiction including Stargate SG-1, the A-Team, and Trek.
  • Whipper's Fanfiction Archive - Dark, angsty stories based on seaQuest, Roswell, Buffy the Vampire Slayer, and Magnificent Seven.
  • The WiliQueen's Woods Fan Fiction - Fiction by Valerie Meachum, including Forever Knight, Buffy the Vampire Slayer, Phantom of the Opera, and The Lost Boys.
  • Winds of Destiny - Currently has sections on Gundam Wing and Escaflowne.
  • Xenon's Dungeon - Includes sotries in the Highlander and Buffy the Vampire Slayer universes.
  • Ysone's FanFic - Sentinel and Star Trek: DS9 fiction by Donna Gentry.



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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.