Kredyt na samochód - Non-fiction
Kredyt na samochód możliwy zakup samochodu od dealera, z komisu, od osoby trzeciej, również pojazdu nie zarejestrowanego w Polsce! Zobacz Kredyt na samochód!

Kredyt na samochód - Non-fiction

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Arts: Literature: Authors: Non-fiction

See also:

  • Anderson, Luleen - Clinical psychologist and author of "Fill Me Up to Empty", "Sunday Came Early This Week", and "Under the Covers". Profile and reviews.
  • Bass, Jack - Jack Bass is author or co-author of seven nonfiction books about the American South -- biography and bibliography.
  • Bass, Thomas A. - Author of "The Predictors" and "Vietnamerica: The War Comes Home". Profile and publications.
  • Bawer, Bruce - Author of books on religion, Christianity, gay issues, literature, literary criticism, poetry - all from a liberal perspective.
  • Binns, Richard - Writer of travel guides to France and England, notably the 'French Leave' series. Profile of the author and bibliography.
  • Books by Robert F. Burgess - Writing about true adventure diving, shipwrecks, sunken treasure, off-beat European travel, sail-boating, sharks, how marine creatures communicate, and Hemingway in Pamplona and Paris.
  • Bosco, Antoinette - Author of "Choosing Mercy," the story of her spiritual journey following the murder of her son and his wife. Profile, news, calendar, and information on her books.
  • Boyd, Neil - Author of "The Beast Within" and law professor at Simon Fraser University in Canada. Profile, publications, and news.
  • Bristow, David L. - Author of historical books and articles about Nebraska and Kansas.
  • Caro, Robert - Pulitzer prize winning biographer of President Lyndon B. Johnson and New York City master builder Robert Moses. Articles, reviews, and interviews.
  • Chase, Victor D. - Author's site includes biographical information, a photo, and summaries of his works about technology for a lay audience.
  • Clayton, John - Author of "Small Town Bound." Descriptions of and excerpts from his books and articles, as well as schedules of appearances and classes.
  • Coldrey, Barry M. - Homepage of the researcher, historian and writer contains his biography, articles, and book information.
  • Crystal, David - Danny Yee's reviews of Crystal's books on linguistics including on English, endangered languages, and language play.
  • Drysdale, Helena - Travel writer. Site has book summaries, a biography and reviews.
  • Dworkin, Martin S. - Brief biography of film critic and writer Martin S. Dworkin.
  • Earley, Pete - Site provides news, biography, sound clips, and books. Earley's work includes Hot House, Circumstantial Evidence, and Super Casino.
  • Ellis, Royston - British-born novelist, biographer, travel writer, and beat poet, now a resident of Sri Lanka. Profile and publications.
  • Entine, Jon - Producer, reporter, and author who specializes in sports and race, business ethics, socially responsible investing, and green brand marketing.
  • Ferber, Elizabeth - Information about her body of work: books, articles, essays, web, editing and corporate.
  • Forward, Susan - Author of "Men Who Hate Women and the Women Who Love Them", therapist, and media personality. Book summaries and audio files.
  • Foster, Cheri - Cheri Foster wrote The Dance to help other women and their families understand the emotional impact that is involved in an abusive relationship. I hope that by reading my story, other women in similar situations will realize that they are not alone.
  • Fraser, Sylvia - Author of literary fiction and non-fiction. Biography and book list with reviews.
  • Gallmann, Kuki - Information about the author, foundation, book, and movie -- I Dreamed of Africa.
  • Garner, Lesley - Information and news about the author, journalist and artist.
  • Geldards, Richard - Official site: introduction to his books on Ralph Waldo Emerson and Ancient greek history, interview, links.
  • Gelfer, Joseph - Specializes in humour, spirituality and travel writing. Samples of his books and articles.
  • Goodman, Richard - Essays and articles by the author of 'French Dirt: The Story of a Garden in the South of France'.
  • Hifler, Joyce Sequichie - The official web site of Joyce Sequichie Hifler, syndicated columnist and author of eight inspirational books.
  • Humes, Edward - Winner of the Pulitzer Prize and PEN Center USA award, is the author of five books on crime and the criminal justice system, and the new medical thriller, Baby E.R.
  • Hunter, Linda Mason - Biography and list of works from the author of "The Healthy Home" and "Southwest Style".
  • Kessler, Ronald - Reviews and profile of the former investigative journalist. Books include "The Bureau: The Secret History of the FBI" and "Inside the White House".
  • Lauck, Jennifer - A searing, soaring memoir of one girls complicated and almost unbelievable childhood.
  • Lisle, Laurie - Biographer (Georgia O'Keeffe, Louise Nevelson) and nonfiction writer. Works and events.
  • Maass, Peter - Author of "Love Thy Neighbor: A Story of War," a memoir of the conflict in Bosnia. Includes an archive of magazine stories.
  • MacLean, Rory - Travel writer, author of 'Stalin's Nose' and 'Next Exit Magic Kingdom'. Books, newsletter, profile, and pictures.
  • Markham, Beryl - Guide to online information about the aviatrix and bestselling author of West with the Night.
  • Masson, Jeffrey - Author of several books about animals and psychology.
  • Miller, Debbie S - Writer of natural history books for adults and children, four of which have won national awards. Details of books, reviews and 'fun facts for kids.'
  • Newman, Ann - Contains biographical information about the author of Images of America: Conway -- a historical tour of Conway, Arkansas.
  • Putnam, Caurie Miner - Mother and freelance writer living in Western NY. Biography, contact form, and list of published works that includes "Chicken Soup for the Soul: To Mom, With Love", "The Breastfeeding Diaries" plus various magazine articles.
  • Rose, Shelia D. - Author's website on her book, "To Emma, For the Love of Teaching", a journal for educators containing vignettes of teaching.
  • Ryan, Bernard Jr - Summaries of some of his published books, including biographies and parenting, plus examples of essays.
  • Sacks, Peter - Journalist, essayist, and author of "Standardized Minds: The High Price of America's Testing Culture and What We Can Do to Change It." Profile and publications.
  • Sagert, Kelly Boyer - Information about Kelly Boyer Sagert’s books and upcoming speaking events, articles about freelance writing, boomerangs, baseball, pop culture.
  • Sheehy, Gail - Official site of Gail Sheehy, cultural observer and author of 15 books.
  • Smith, Patrick - The author of an aviation column addresses frequent concerns of airline passengers, gives information on his book "Ask the Pilot" and offers a telephone consultation service on fear of flying.
  • Smith, Wesley J. - Attorney and author of books on issues such as cloning, stem cells, assisted suicide, euthanasia, and bioethics. Includes links to published essays.
  • Spading, David - Writings include books about the men who 'hunted' for dinosaurs in the turn of the century, and West Coast whales. Professional associate at the University of Saskatchewan. Profile and book information.
  • Spence, Gerry - Lawyer and author of "How to Argue and Win Every Time" and "With Justice for None". Profile, publications and articles.
  • St. Jorre, John de - Profile and published works of the British author, journalist, and screenwriter.
  • Stockford, Marjorie - Official site of the author and feminist activist introducing her books and activist efforts.
  • Stonehouse, Frederick - Information about books, lectures, current projects, and favored links about the Great Lakes maritime historian, writer, lecturer and teacher.
  • Swift, Tom - journalist and a freelance writer; with a blog, excerpts and appearance schedule.
  • Tindall, Blair - Official site; with a biography, newspaper columns, reviews and events listings.
  • Wallace, Danny - British journalist, author, script-writer, and producer. Includes book information, profile, and guestbook.
  • Weiss, Konrad - German publicist, author and director.
  • Williams, David B. - Nature writing oriented toward urban landscapes, the Pacific Northwest, desert southwest.


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Kredyt towarowy (zwany również kupieckim lub handlowym) to postawienie do dyspozycji towarów będących przedmiotem wymiany rynkowej. Występuje on wówczas, gdy normalna transakcja kupna-sprzedaży przekształca się w stosunek kredytowy ze względu na odroczenie terminu zapłaty. Kredyt umożliwia prowadzenie działalności handlowej w sytuacji, gdy potencjalni nabywcy nie mają wystarczających środków finansowych, aby kupić towar w momencie oferowania go do sprzedaży, a równocześnie sprzedawcy nie mogą znaleźć nabywców, którzy mogliby natychmiast zapłacić im gotówką.