Kredyt na samochód - Science Fiction and Fantasy

Kredyt na samochód - Science Fiction and Fantasy

Stroną dominującą w stosunku kredytowym wobec kredytobiorcy jest bank, który określa warunki kredytu i jest uprawniony do kontroli jego wykorzystania oraz uzależnia przyznanie kredytu od zdolności kredytowej, przy czym nie jest zobowiązany do udzielenia kredytu, nawet jeżeli osoba ubiegająca się o kredyt ją posiada.


Kredyt preferencyjny - kredyt z dopłatami budżetu państwa wykorzystywany jako instrument sterowania rolnictwem. Stanowi pośrednią formę dofinansowania rolnictwa z budżetu państwa. Minusy: zniekształcają rachunek ekonomiczny i nie zabezpieczają przed wykorzystaniem środków.
Kredyt bankowy - operacja polegająca na postawieniu przez bank do dyspozycji kredytobiorcy na czas oznaczony określonej kwoty środków pieniężnych, z przeznaczeniem na określony cel. Kredytobiorca zobowiązuje się do korzystania z kredytu na warunkach określonych w umowie, zwrotu kwoty wykorzystywanego kredytu wraz z odsetkami w określonym terminie spłaty oraz zapłaty prowizji od udzielonego kredytu.
W zależności od okresu kredytowania wyróżniamy kredyty krótkoterminowe (do 1 roku), średnioterminowe (od 1 roku do 3 lat) i długoterminowe (powyżej 3 lat).

Top: Arts: Illustration: Science Fiction and Fantasy


See also:

This category in other languages:
   
German  (5)  


  • Anderson, David Lee - SF & F Illustration - The works of illustrator David Lee Anderson, featuring an art gallery of science fiction, fantasy, and space art.
  • Appel, Chris - Fantasy CCG and RPG artwork of Christopher Appel.
  • Bagaric, Dorotea - Artist specializing in characters and landscapes executed in a range of traditional media and as digital art.
  • Balaskas, Chris - Balaskas Arts - Home of artist Chris Balaskas. Features galleries of traditional and digital works.
  • Bleathman, Graham - Illustrator best known for his cross sections from TV's Stingray, Captain Scarlet, Joe 90, and Thunderbirds.
  • Bodker, Rune - Illustrations, concept art and work portfolio by Rune Bodker. Includes current projects and contact info.
  • Bohbot, Michel - Fantasy, science fiction, and adventure illustrations from books, video and other games, as well as tutorials for traditional and digital media.
  • Boros, Zoltan and Szikszai, Gabor - The fantasy, sci-fi and modern works of Hungarian illustrators Zoltan Boros and Gabor Szikszai.
  • Borst, Rene - Features biography, gallery of science fiction and commercial works, and a step-by-step painting walkthrough. In German and English.
  • Branch, Jim - Branch Workshop - The fantasy and nature illustrations of Jim Branch.
  • Brandon, Theresa - This site features fantasy and children's illustration in watercolor, digital, and black and white.
  • Brandt, Klaus - Science fiction and fantasy illustrations by Klaus Brandt.
  • Burton, David - The illustrations of David Burton, including his portfolio, latest projects, and related links.
  • Chernik, Echo - Echo X - Art Nouveau decorative illustration including fantasy, book, and poster design.
  • Chui, Janet - Melencolia - Melancholy fantasy art and illustration by Janet Chui.
  • Conti, Ryan - Venustech Studios - Home site to fantasy illustrator Ryan Conti. Gallery, biography, role playing game projects, and links.
  • Dale, Jeremy - ValleyDweller - Jeremy Dale's fantasy illustrations.
  • Dillman, Meredith - Studio Kyrn - Meredith Dillman is an illustrator specializing in Pre-Raphaelite inspired fantasy and comic art and illustration.
  • Dornaus, Cris - Adventure and pin-up fantasy illustrations.
  • Ellis, Max - JunkYard - The digital portfolio of Max Ellis, featuring Dr. Who and Hitchhikers Guide to the Universe.
  • Evans, Mark - Cloudmover - Features an online portfolio, available prints, purchasing information, bio and contact information. Includes illustrations for collectible card games, comics, and advertising campaigns.
  • Fieldson, Alane - Alane Fieldson's original illustrations of dragons, griffons, adventurers, and creatures fantastic and mythic.
  • Fisher, Jeffrey Brian - A gallery of fantasy and science fiction art and updated gaming art resources.
  • Fuller, Kenny - Fuller Illustration - Features science fiction, fantasy and horror artwork, including CD album covers, book covers, murals, and story illustration.
  • Giancola, Donato - Donato Arts - Science fiction, fantasy, and concept art of Donato Giancola.
  • Glentoran, Jon - Wayouteast - A small gallery of the science-fiction and fantasy artwork of Jon Glentoran. Black and white, colour and some CG illustrations, produced for book publishers, games manufacturers, and magazines.
  • Goodenough, John - Artist portfolio featuring fantasy and science fiction art including Game of Thrones, WarCraft, Mag-Blast, and Runebound.
  • Gordon, Tom - Free Lunch Studios - Tom Gordon's science fiction and fantasy cartoons, plus writings, multimedia and photos.
  • Grant, Melvyn - Digital graphic artist and illustrator Mel Grant.
  • Gutierrez, Alan - Professional science fiction and fantasy cover artist.
  • Hammock, William - Home of illustrator William Hammock. Features resume, biography, and gallery of works.
  • Hansen, Meinert - Fiction Science - This is the homepage of Meinert Hansen, science fiction concept artist and illustrator for film, television, and multimedia.
  • Harju, Juha - Artistic Designer - Illustrations, tattoo designs, and comic art of Juha Harju.
  • Harris, Dwayne - Illuminations - Fantasy paintings, drawings, and comic art by Dwayne Harris.
  • Hickman, Stephen - Illustrator of Fantasy and Science Fiction - Stephen Hickman's high-tech science fiction, and illustrations of Tolkien, Pharazar, and Lovecraft.
  • Hopp, Andy - Fantasy Illustration - A menagerie of strange and original beasts by illustrator Andy Hopp.
  • Horne, Daniel Robert - Features paintings, sketches, and sculpture by Daniel Robert Horne.
  • Huber, Holly - Fantasy and children's illustrations.
  • Hudson, Heather - Studio WonderCabinet - Features her works for role-playing and collectible card games.
  • Huitula, Kristian Antero - Fantasy, comic and commercial art of Kristian Antero Huitula.
  • Ingeneri, Nikolaus - A portfolio that features conceptual and futuristic, or science fiction artwork.
  • Jamieson, Hugh - Paint and Suffering - Hugh Jamieson's detailed paintings and concept sketches of fantasy heros, heroins, and beasties. Also includes a short biography of how Hugh started, and finished up working for Disney.
  • Johnson, Shane L. - Fantasy illustrator creating traditional and digital imagery for print and Web, using pen and ink combined with digital technology.
  • Kane, Monty S. - Fantasy art and imaginative illustration by Monty S. Kane.
  • Kovacs, Doug - The fantasy and science fiction unreality of Doug Kovacs.
  • Lackow, Andy - 3D Digital Studio - Fantastic buildings and constructs in computer generated 3D illustrations and animations.
  • Law, Stephanie Pui-Mun - Shadowscapes - The artwork of Stephanie Pui-Mun Law. Features fantasy and surrealistic illustrations.
  • Lee, April - Illustrations - Offers a list of April's works, a gallery of prints and originals, her biography, card game art, and news.
  • Leiz - Collection of fantastic heroines and witches, done in b/w and colored pencil. In English and French.
  • Lenagh, Kevin - Lenagh Alien Factory - A portfolio of science fiction, fantasy, and cartoon illustrations from the creator of "Contacting Aliens" and "VenturaLand".
  • Leri, David - The fantasy, science fiction, and western themed illustrations of David Leri. Site also includes artist biography and original artwork for sale.
  • Lockwood, Todd - Features the artist's work from the Dragonlance and Magic: The Gathering. Also includes a FAQ for beginning artists and print information.
  • Lostimolo, Stephanie - Nethersphere.com - The fantasy comic artistry of Stephanie Lostimolo.
  • Lozano, Laura de la Fuente - Lauralanthalasa Sites - Artwork and portfolio. Features drawings of vampires, elves, gnomes and Dir en grey fanart.
  • Martin, Britt - Twilight of Fantasy - Fantasy and gothic artwork by Britt Martin.
  • Miller, Ian - Illustrations from J.R.R Tolkien's Lord of The Rings, Games Workshop, White Dwarf magazine, Warhammer, Fighting Fantasy, and Wizard's of The Coast.
  • Miller, Ron - Black Cat Studio - The artwork of Ron Miller, including his portfolio, available prints, book covers, latest projects, and related links.
  • Moriarty, John - This is the homepage of illustrator/designer John Moriarty. Includes resume and artwork galleries.
  • Morris, Michael John - OzoneoOcean - Michael John Morris's science fiction and fantasy artwork.
  • O'Connor, William - Artist, illustrator, concept designer for games such as Legend of the Five Rings, Dungeons and Dragons, and Magic: The Gathering.
  • Okum, David - Okum Arts - Fantasy, science fiction, comic, and fine art by David Okum.
  • Omtvedt, Erik C. - Science fiction and fantasy art from the worlds of Erik Christopher Omtvedt, featuring fantastic creatures of myth and lore.
  • Packard, Sue - 6legs.com - Insect and creature illustrations, cartoons, and comics by Sue Packard.
  • Pelick, Laura - Fallenlights - An art gallery of original fantasy images by Laura Pelick, ranging from elves to dragons, plus work commissioned for others.
  • Qing, He - He Qing's illustration and art work for editorial, television arts, books, poster, science fiction, fantasy and game.
  • Rabideau, Gerren - Fantasy watercolor illustrations.
  • Rabinowitz, Alan - Features science fiction illustration, fantasy art and portraiture for book covers, advertising, packaging, games and comics.
  • Scott, Dan - Science fiction and fantasy images by the artist, including works from Warhammer 40,000, Warcry, Warlord: Saga of the Storm, and Legend of the Five Rings.
  • Skinner, Sarah - SASart Studios - Illustrator specializing in historical, fantasy, and dark horror genres and portraiture.
  • Stout, William - Features biographical details, galleries of work, and merchandise.
  • Trott, Beth - Fantasy illustrator and freelance artist Beth Trott.
  • Turner, Pat - Features galleries of his works, a biography, and related links.
  • Vernon, Ursula - Metal And Magic - The fantasy and furry artwork of Ursula Vernon.
  • Weasley, Monica - Includes an artwork gallery including drawings and photo manipulations.
  • Zulewski, Timothy - CricketBow Design - Featuring fantasy art, concept art, illustration, and creature, graphic and web design.



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